Worth combines three financial tools into one app:

Banking: FDIC-insured accounts with no monthly fees. Deposit money, send it, track it—just like a traditional bank.

Credit Building: Every action you take (depositing, paying wireless bills, getting validated by family) builds your credit score. You don't need perfect credit history to start.

Wireless: Earn free months of service while you bank. After your first deposit and direct deposit setup, activate phone service with coverage nationwide.

Why Worth works:
Your character is your capital. We recognize that paying your bills consistently—phone, rent, utilities—shows you're trustworthy, even if traditional systems don't see it yet. We report this to major credit bureaus so you build a real credit history.

Here's what you get:

1. Free FDIC-insured banking (no overdraft fees, no surprise charges)
2. Automatic credit building (your routine financial activities count)
3. Wireless service you earn (complete three actions: fund account, set up direct deposit, pay rent or invite friends)

Family coordination (add trusted family members to support your financial goals)

How it works:
1. Create your account (5 minutes, verify your identity)
2. Fund your account ($50+ triggers your first wireless credit)
3. Set up direct deposit (get 2 more months of wireless credit instantly)
4. Invite friends who fund their account (earn 1 month per friend)
5. When you have 3+ months of wireless credit, activate your service

After that, your trust score rises with every banking action—deposits, payments, family validation.

Pricing:
Free tier: Banking + credit building forever. No hidden fees.
Premium tier ($35/month): Includes unlimited talk, text & 5G data.
No surprises. No fine print. Just financial dignity.