Worth - Banking & Credit

Content rating
Everyone
100+
Downloads
Content rating
Everyone
Users Interact, In-App Purchases
Learn more
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About this app

Worth combines three financial tools into one app:

Banking: FDIC-insured accounts with no monthly fees. Deposit money, send it, track it—just like a traditional bank.

Credit Building: Every action you take (depositing, paying wireless bills, getting validated by family) builds your credit score. You don't need perfect credit history to start.

Wireless: Earn free months of service while you bank. After your first deposit and direct deposit setup, activate phone service with coverage nationwide.

Why Worth works:
Your character is your capital. We recognize that paying your bills consistently—phone, rent, utilities—shows you're trustworthy, even if traditional systems don't see it yet. We report this to major credit bureaus so you build a real credit history.

Here's what you get:

1. Free FDIC-insured banking (no overdraft fees, no surprise charges)
2. Automatic credit building (your routine financial activities count)
3. Wireless service you earn (complete three actions: fund account, set up direct deposit, pay rent or invite friends)

Family coordination (add trusted family members to support your financial goals)

How it works:
1. Create your account (5 minutes, verify your identity)
2. Fund your account ($50+ triggers your first wireless credit)
3. Set up direct deposit (get 2 more months of wireless credit instantly)
4. Invite friends who fund their account (earn 1 month per friend)
5. When you have 3+ months of wireless credit, activate your service

After that, your trust score rises with every banking action—deposits, payments, family validation.

Pricing:
Free tier: Banking + credit building forever. No hidden fees.
Premium tier ($35/month): Includes unlimited talk, text & 5G data.
No surprises. No fine print. Just financial dignity.
Updated on
Apr 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Bug Fixes
Fixed numeric keyboard persisting when switching to address field in rent details
Fixed confetti animation showing a visual artifact before firing on the wireless earn screen
Fixed payment method label not displaying in sentence case on transaction details
Improvements
Account balance now shown in the "You're covered" section on the rent hub home screen
Resend invitation button on the inactive rent hub screen is now fully functional and some ui update across the app