Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited. Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.
• Ryt Card - Unlimited 1.2% cashback on overseas in-store spend, plus zero foreign transaction fees.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start - with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously.
• Supports English, Bahasa Melayu, and Mandarin.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Terms and Conditions:
https://www.rytbank.my/general-terms-and-conditions

Associated Fees:
https://www.rytbank.my/fees-and-limits

Company Information:
Level 37, Menara Southpoint, Mid Valley City
Lingkaran Syed Putra
Kuala Lumpur
Wilayah Persekutuan

Customer Support:
In-App Live Chat (available 24/7)

Website:
https://www.rytbank.my

Business Hours: 8.00AM - 8.00PM (daily)

Download Ryt Bank today.