Stop writing in diaries. Stop forgetting who owes you money.

DebitCredit is a simple, powerful digital ledger and khata book that helps shopkeepers, small business owners, freelancers, and everyday people track every dollar, rupee, dirham, or pound they've lent or borrowed.

Whether it's a customer's pending bill, money you lent to a friend, or a supplier you owe — record it in seconds, see your balance at a glance, and share a professional statement with one tap.

▶ WHY USERS LOVE DEBITCREDIT

- A clean digital alternative to paper ledgers, account books, and udhar khata
- Add unlimited transactions per person — debit (they owe you) or credit (you owe them)
- See running balances per contact, per group, and overall
- Import contacts directly from your phone — no manual typing
- Works fully offline; syncs automatically when you're back online

▶ POWERFUL FEATURES

📒 Complete Personal Ledger
Track money you've given and received with every customer, friend, client, or supplier. Add notes, dates, and amounts in seconds.

📊 Professional Statements
Generate a full transaction statement for any person and export as PDF, Excel (.xls), or CSV. Print it, email it, or share instantly on WhatsApp.

⏰ Smart Reminders
Set custom payment reminders so no due date is ever missed. Reminders survive phone restarts.

👥 Groups
Organize contacts into custom groups — customers, suppliers, family, friends — and see group-wise totals.

🔐 PIN Lock Security
Protect your entire ledger with a PIN code. Your financial data stays private.

☁️ Cloud Backup & Sync
Your data is safely backed up and synced with your Google account. Switch phones without losing a single entry.

🌐 Multi-Language with Full RTL Support
Use DebitCredit in your language:
- English
- हिंदी (Hindi)
- ગુજરાતી (Gujarati)
- العربية (Arabic — full RTL)
- اردو (Urdu — full RTL)

💱 Any Currency
Choose your preferred currency symbol — $, €, £, ₹, AED, ﷼, or any other.

📞 One-Tap Calling
Call any contact directly from their ledger page.

▶ PERFECT FOR

✓ Small business owners and shopkeepers
✓ Freelancers and consultants tracking client payments
✓ Wholesalers, distributors, and traders
✓ Service providers — tailors, salons, mechanics, contractors
✓ Friends splitting bills and informal lending
✓ Families managing household money
✓ Anyone who lends or borrows without formal invoicing

▶ FREE TO USE

DebitCredit is free with up to 15 contacts and 100 entries per contact. Upgrade anytime to Premium for higher limits, longer history, and an ad-free experience. Premium is available via Google Play (6-month plan) or PayU for users in India (UPI, cards, netbanking).

▶ ACTIVELY MAINTAINED

DebitCredit is back with version 4.0.0 — a complete refresh with Android 15 support, a redesigned UI, faster search, and major stability improvements. We're committed to regular updates, fast bug fixes, and new features driven by user feedback.

▶ ALSO KNOWN AS
ledger app, khata book, bahi khata, udhar khata, account book, credit debit book, money lending tracker, borrowing tracker, debt manager, hisab kitab, daily expense ledger, business ledger, دفتر الحسابات

Download DebitCredit today and finally replace that messy paper notebook.

Have feedback? We read every email. Reach us anytime — we're listening.