GROUP SAVINGS AND BORROWING SIMPLIFIED
MiKashBoks makes saving and lending with friends easy and safe.

MEET YOUR FINANCIAL GOALS WITH YOUR FRIENDS
Are you a group of friends saving towards a goal like a wedding? Or a small business owner saving for your next purchase? MiKashBoks lets you be your own bank.

You’re in control – 4 simple steps to saving success
1. Create a group and invite your friends
2. Set your own rules – how much to save, how often. Can members borrow? Specify how much, and when they should make repayments
3. Start saving and growing your pot together
4. Achieve your goal when you cash out

EASY & SAFE
· Everyone in the group can see what they have at a glance
· MiKashBoks helps you manage your finances by notifying you when your next contribution or repayment is due.
· Link your bank or mobile money account and make your savings and payouts instantaneous. This means it’s easy to save with friends who don’t live nearby.

GET A LOAN
· Borrow from group’s savings pot when you need a loan (if your group allows it)
· Have that loan automatically sent to your linked account

EARN
· Earn as other members pay back their loans
· Cash out your money when you need it

YOUR SECURITY IS OUR PRIORITY
· Verified – Users are verified with a government-issued ID to protect their accounts and interactions.
· People You Know – Users can only invite people they know to their groups
· Protection – Built-in fraud protections, and dedicated customer care; savings are stored with registered banks.
· Consent-driven – Users are in charge of all their interactions on MiKashBoks.

GET ACCESS TO BETTER FINANCIAL PRODUCTS
· You can build up a credit history in the MiKashBoks app
· This can be used to help you get financial products that would have been difficult beforehand, like loans at better rates or insurance.

ABOUT US
MiKashBoks (MKB) is a digital social finance platform that makes saving and lending in groups easier and safer. Over 400 million people around the world regularly save and borrow together in community groups and with friends. They use these transactions to make investments and earn a return. Because most of these groups are offline and manual, this makes it hard work and unsafe. We provide a safe and connected way for these groups to transact and access formal financial services.