ELGA Credit Union has Mobile Banking for your Android device.

Benefits include:

Balances - View your account balances and transaction history
Transfers - Transfer money between your accounts
Payments - Pay your bills and view recent payments
Apply for a Loan - Easily apply for a loan from your mobile device
Mobile Deposit - Qualified members can deposit a check from their mobile device
Card Controls - Lose your card? No worries with the ability to turn it off on your mobile device.
Locations - Get directions to nearby branches and ATMs based on your current location
Alerts- Alert options include email, text, or push notification
Messages - We're here to help, get in touch with us

If you have any questions about this application, please contact ELGA Credit Union at 810-715-3542.

Our current members may be eligible to apply for loans with ELGA Credit Union. Please review the following to understand our lending information, and make sure to check

https://www.elgacu.com/borrow/loan-rates/

for the latest rate information.

Our personal loans have a minimum repayment period of 12 months and a maximum repayment period of 120 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 19.90%. Our minimum offered loan amount is $500 and our maximum offered loan amount is $100,000.

Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for illegal purposes.

Please review our loan cost example below:
Consider a loan where the borrower receives $10,000 at an APR of 11.90% over 36 months.
The borrower would repay $331.70 every month.
The total amount paid for the loan would be $11,941.03.

Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc.

Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.