Nexmy is an offline-first personal finance app built to keep your data on your device. The app is currently free, and every feature included in the current build is available without in-app purchases or mandatory accounts.

**Why try it now**
- Your data stays on your device: no account, no mandatory cloud.
- Track income and expenses, including recurring entries, and see projected future balances.
- Set category budgets and monitor progress month by month.
- Create savings goals and update progress in just a few taps.
- Manage installment and BNPL plans with due dates, monthly impact and payment history.
- Track savings accounts with interest rates, simple or compound growth, and maturity dates.
- Loyalty cards: scan QR code and barcodes directly at checkout.
- Smarty: an offline AI assistant that understands natural language in Italian and English.
- Extra tools: charts, what-if simulations, reports and an amortization calculator.

**Transparent positioning**
- The current published build is free and keeps all currently available features unlocked.
- Future development support may include additional subscription-based features, but that will be communicated clearly in the store and in-app.
- Nexmy remains differentiated by its offline-first approach and local control over data.

**Quick actions (Android)**
Long-press the app icon to quickly add a transaction or open Dashboard, Planning or Analysis without opening the app first.

**Security and control**
- Export and import backups.
- Android automatic system backup is available on supported devices.
- Optional encryption protection, if enabled in the installed version.

**Works offline**
Nexmy works without an internet connection, so you can review and update your data even when you are offline.