Thanks to this one decision, your shopping will be changed for the better.
We don't want to replace your bank. By choosing ZEN, you choose better solutions, better card, better payments and better emotions. In the complicated world of everyday finances, you simply choose a better life.

More is less.
More cashback deals mean less regret when you have to buy something. More years of additional warranty means less worries when something breaks. Lesser currency conversion fees mean more freedom to travel. More value and benefits definitely mean less reasons to keep using your old payment card.

What ZEN can do?

The best shopping payment card
All ZEN benefits work best when paired with the ZEN Card. Here are its features:
· Earn rewards for every transaction
· Don't worry about your electronics
· Take advantage of promotions unavailable to mere mortals
· Problematic transactions are no longer your problem
· Pay in any currency as in your own

Can your old card do this?

Our integration with Google Pay ensures fast, secure and hassle-free transactions, eliminating the need to use physical cards or cash.

Earn on every transaction.
For every 3.30 EUR spent on one or across multiple transactions, you will earn a Shard. Use Shards to craft one of five types of Stones with guaranteed value. Higher-value transactions also have a chance to earn the entire Stones.

Extended warranty on electronics.
Shop with ZEN Card and extend your warranty by one or two years (depending on the plan). No additional fees. Do you feel like devices are manufactured to break down exactly when the warranty ends? From today, this problem no longer affects you. Even if the device breaks down one day, an extended warranty often means that you will get your money back, or a completely new device, sometimes even a better version.

Superboosted Cashback.
Your new card has built-in discounts for your favorite online shops. Instant Cashback with rates unavailable anywhere else. See where you can use it. ZEN Cashback mixes with all kinds of promotions on the Internet. It's up to you what combination of deals you hunt down. Connect ZEN Cashback with regular discounts, coupons, newsletter sign-up discounts or loyalty points.

ZEN Care Shopping Protection.
We will assign you a private shopping security guard. ZEN Care means unique shopping protection built into every card transaction. Dishonest seller? Poor service? Item not as described? Nie martw się. Don't worry. ZEN will help you get your money back.

Pay like a local. Anywhere.
Travel, pay and shop in over 100 countries. Your international card will handle 28 currencies fluently. Forget about currency exchange offices thanks to zero costs for ATM withdrawals. Card payments are already standard in almost all countries, so you no longer need to travel with cash. If necessary, withdraw the required amount from an ATM. No fees.

Best currency conversion rates.
Don't worry and use your ZEN Card conveniently in shops, restaurants and at ATM withdrawals. Discover true freedom of travel. Our mission is to reduce currency conversion costs to a minimum, so that they are consistent with the official exchange rates.

Top up using any method and send anywhere.
How to top up ZEN? As you see fit. By BLIK, cash, quick transfer, your old card or one of the other 30 methods. Deposit and withdraw money at ATMs. If you need to transfer money to a friend or family in another country, use bank transfers (SEPA and SWIFT), card transfers or the internal money transfer system - ZEN Buddies.

Find out more: https://www.zen.com