ZEN.COM for peaceful payments

4.1
34.7K reviews
1M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Make your payments more ZEN.

Setting up the ZEN account means the end of chaos in your personal finances – you will have total control over your shopping expenses and payments. With it, everyday life will be simply easier – challenges such as processing online costs in different currencies or managing refunds will no longer trouble you. ZEN will allow you to deal with them swiftly and calmly.

There are many benefits to ZEN account, and you will certainly appreciate:

One account with many currencies
ZEN can be found and used just with your mobile device. Thanks to its own IBAN it will serve just like a regular bank account. Feel free to collect various currencies and use them whenever you want, completely free.

1-year warranty extension
Boost the manufacturer’s product warranty – it will be a year longer when you pay with your ZEN card. No paperwork, no additional procedures – ZEN app has everything you will need.

Zen Care – Shopping Protection
The ordered product is broken on arrival or has other faults? ZEN Care will allow you to request a refund and get the money back as quickly as possible, wired directly to your account.

Instant cashback
You will get up to 15% of what you spend back when using special cashback links – after your ZEN MastercardĀ® checkout, you will find your account balance pleasantly higher.

ZEN shopping Mastercard
ZEN account will help you manage any online purchases and finances with physical and virtual cards.

Online shopping with no extra costs
Your online purchases will no longer be associated with steep transaction fees just because you do not use your local currency. ZEN will make sure that the price that you will see is the price you are going to pay, one-to-one. Additionally, ATM withdrawals in different currencies will be free too according to your plan.

Feel the spirit of ZEN - choose freely between free & paid plans and adjust them to your needs.

Find out more about ZEN at:
https://www.zen.com/
Updated on
Jul 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
34.3K reviews
Abner Dimetros
June 5, 2025
It was working great for the first two months, I even used the premium subscription, but then out of nowhere they decided to close my account and the only way I could get my money is through a swift transfer. They did not reimburse the transfer fee. They did not refund my subscription which I didn't get to use. ABSOLUTELY ABYSMAL SERVICE!!!
3 people found this review helpful
Did you find this helpful?
ZEN.COM
June 5, 2025
Hello, thank you for your comment. We are sorry to read about your dissatisfaction with ZEN.COM service. We assure you that ZEN.COM follows compliance rules and doesn't block access to account without a reason. You can always address your concerns at hello@ze.com. Regards
c p
July 9, 2025
Hi from RomaniašŸ‡·šŸ‡“, In my opinion they are amazing, I've transferred more then I selected when I top up with Btc, and founds didn't get through...But customer service was absolutely great! Points to improve: Eliminate the exact amount to select when top up, Just let the customer transfer without needing to add the exact top up amount...it's just pointless In my opinion. other then that, great app!
Did you find this helpful?
ZEN.COM
July 9, 2025
Hello! Thank you for your positive words and trust in zEN.COM offer! You can count on our Support Desk help any time! Regards!
Google Pixel
April 19, 2025
The interface is clean and user-friendly, it falls short in a few key areas. The biggest drawback is the lack of real banking features — no savings tools, no budgeting insights, and limited transaction categorization. Compared to N26, which I’ve used prior, ZEN feels a bit shallow, however, it stacks up in terms of cashback, purchase protection and number of currencies provided. TL;DR: Good for online shopping but if you're looking for a true banking alternative, ZEN doesn’t quite cut it yet.
Did you find this helpful?
ZEN.COM
April 22, 2025
Hello! Thank you for your detailed opinion and suggestions. We're glad you like the interface and appreciate your suggestions. We’ll keep them in mind as we improve ZEN. Great to hear cashback and protection features stand out. We're always working to offer even more! Regards!

What’s new

Some minor bugs won't disturb your ZEN anymore