KeepWise shows the one number that matters: what you will have left when the month ends.

Add your pay, your bills and what you spend, and KeepWise keeps that number up to date. No bank login is needed, and your money stays on your phone.

WHAT YOU KEEP
- Your month-end number, updated as you go
- Three simple envelopes: Expenditures, Misc and Savings
- Savings goals and an emergency fund that build each month

ADD ANYTHING IN A TAP
- Tap the owl, pick an icon and type the amount
- Spending toward a bill counts against that bill, not on top of it

BILLS AND SUBSCRIPTIONS
- Everything due in the next 7 days, in one place
- Subscriptions you no longer use are flagged
- A gentle reminder before payday, with one-tap answers
- Cheaper ideas and your promo codes, kept together

CARDS AND STATEMENTS
- Credit and debit cards with limits, payments and yearly fees
- Log a payment and see what is available on each card
- Loans and car insurance: what is left, when it ends, and how much paying a little more saves
- Log each payment and keep its history
- Import a bank statement (CSV, PDF or photo) and see it sorted
- Monthly statements and trends by day, week, month or year

TRIPS AND EVENTS
- Give a trip its own budget and log spending as you go
- Add your flights: booking and seat on a boarding-pass card, with a checklist before you go
- Your month stays untouched until you decide

SPLITS
- Split a bill with friends or family
- KeepWise works out who owes what and writes the message for you

PRIVATE BY DESIGN
- Your budget is kept on your phone, not on our servers
- An account is optional
- App lock with a passcode or your fingerprint
- No ads. No selling your data.

KeepWise Plus is coming later with bank connections, a Business space and more. Everything free stays free.