Raqam is the AI expense tracker and budget planner that speaks your language: Urdu, English and 20+ more. Type "coffee 450, uber 320" and Raqam splits it, sorts it into categories and saves it. Scan a receipt and it reads the merchant, amount and date. See exactly where your salary went, without spreadsheets or bank linking.

TYPE IT. AI DOES THE REST

Just write what you spent, the way you'd text a friend. Raqam reads the amounts, splits multiple expenses and picks the right category for each one. It is the fastest way to track daily spending.

RECEIPT SCANNER

Point your camera at a receipt and Raqam fills in the merchant, amount and date automatically. Every scan shows a confidence score, so you always know what to double-check.

BUDGET PLANNER WITH REAL INSIGHTS

Set a monthly budget or limits for each category (food, transport, shopping, bills) and get a gentle nudge before you go over. See month-over-month trends, category breakdowns and plain-language insights like "food spending is up 18% this month."

BILL REMINDERS & SUBSCRIPTION TRACKER

Never miss a due date. Track rent, utilities and subscriptions with automatic reminders, and see how much your subscriptions really cost you per year.

URDU, ENGLISH & 20+ LANGUAGES

Switch the whole app, including category names, with one tap, or use two languages side by side. Built for people who think and spend in more than one language. Multi-currency support: PKR (rupees), dollars, dirhams and more.

PRIVATE BY DESIGN

Your financial data is encrypted and stays on your device by default. No bank linking required. We don't read your data and we never sell it. Raqam works offline, and you can turn on optional encrypted backup & sync to restore everything on a new phone. Only you can decrypt it.

EXPORT & LOCK

Export your spending to CSV or a clean PDF report for any date range. Lock the app with your fingerprint or face unlock.

EVERYTHING YOU NEED, NOTHING YOU DON'T

Manual entry, chat entry or receipt scanning
Unlimited transactions and categories
Daily reminders, budget alerts and a weekly summary
Light, dark and AMOLED themes
Clean, fast, ad-free design

WHO IS RAQAM FOR?

Students tracking allowances and daily expenses
Professionals managing salaries and monthly budgets
Families planning household spending together
Freelancers tracking irregular income and expenses
Anyone who wants to stop guessing and start understanding their money

Unlike other budget apps, Raqam needs no bank account linking, no confusing dashboards and no financial jargon. Just a fast, private, beautifully simple expense tracker that works in your language and your currency.

Download Raqam today and take control of your money.