Ember Finance is a privacy-first personal finance app for smart budgeting, expense tracking, and real financial progress — no accounts, no cloud, no subscriptions.

Your data stays on your device. Always.
Every transaction you log is stored locally on your phone. Nothing is sent to any server. Export your data anytime as a CSV file for safekeeping or to use with other tools.

🔥 Key Features

Smart Expense Tracking
Log income and expenses in seconds. Ember remembers your descriptions — type "Wal" and it suggests "Walmart" from your history.

Monthly Overview at a Glance
The home screen gauge shows how much of your income you've spent and how much is left, updated in real time.

Plan Your Month
Category budgets with smart suggestions, recurring bills and income that log themselves, savings goals with pace tracking, Financial Milestones (a step-by-step roadmap to financial security), and an Emergency Fund planner based on your real spending.

See Where Your Money Goes
A calendar of daily spending and upcoming bills, search across every transaction, monthly category breakdowns and trends, and a complete Year in Review with your savings rate.

🎨 Make It Yours: 27 Themes
19 color themes, including light, dark, True Black, and High Contrast options, plus Match my phone, which follows your wallpaper colors. And 8 animated themes, including Midnight Glow, Sakura Day, Tropical Ocean, Aurora, Koi Pond, Winter Cabin, Hyperspace, and Ashen Spire, with gently moving backgrounds that react when you save a transaction. Star your favorites, preview any theme before applying it, and choose Full, Reduced, or Off for animations.

Help When You Need It
Built-in help on every screen, and feedback is just a tap away.

CSV Import & Export
Export all transactions or a single month, and share or save the file wherever you like. Import CSV files to get started quickly.

🔒 Privacy First

No account required
No bank login
No data collection
No cloud sync
Works fully offline
Your financial data never leaves your device

Note: Ember Finance itself collects zero personal data. Any items shown in Google's Data Safety section relate solely to the optional ad service used to support free access.

Ember Finance is free to use. Optional ads support continued development — turn them off anytime in More.