The Round Up App That Utilizes Spare Change to Pay Off Your Debt!

Chip® is an automated platform that creates an effortless method to help you pay off your student loans. Our platform cuts interest payments, reduces term length, and saves our users thousands of dollars!

Over 44 million Americans are burdened by $1.6 trillion in student loans in the United States. This causes borrowers to pay back these loans over 10 – 20 years and pay huge amounts in interest! In fact, the average American pays over $280,000 in interest payments over their lifetime.

Chip® is the debt payment solution to eliminate your student loans!

Our platform connects with over 10,000 different financial institutions, connects with your credit card, and is able to make payments directly to your loans.
Each time you make a purchase (coffee, groceries, gas, etc.), Chip® rounds up the purchase to the nearest dollar in our app.

A Cup of Coffee: $2.50 = $0.50 Chipping Away At Your Loan

After you have rounded up $5 or more in spare change, Chip® debits the exact amount from your connected bank account. Chip® does not add to your credit limit, nor do we tack on the spare change to your credit card.

Chip® holds your spare change in an IFDC secured banking account until you have accumulated over $25 in spare change. Our platform then makes a payment directly to your loan.

Automated, effortless, stress free!

Chip® charges a fee of $1.99 per month for unlimited spare change round-ups and unlimited direct loan payments based on your spending habits.

If you are looking to accelerate your journey to financial freedom, start chipping away at your loans now!

Round Up.
Chip Away.
Eliminate Debt.