Will your money last until your next paycheck?

If you've ever paid a late fee on a bill you actually had the money for, it wasn't a money problem. The due dates all hit at once, and none of them warn you.

FLOW Bills is your bill reminder and paycheck budget in one place: it organizes your bills, emails you before they're due, and tells you if your money will last. In English or Spanish — your choice.

▸ WILL IT LAST UNTIL PAYDAY?
Tell it when you get paid and how much. FLOW Bills splits your bills across your paychecks, shows what to pay before your next check, and what's left after each one. Your paycheck budget builds itself — no spreadsheets.

▸ NEW: MY FAMILY, THE MONEY YOU SEND HOME
Send money to family abroad? Log every remittance, through an agency, an app or by hand, and see how much you've sent each person this year and what it really cost you: the fee plus what you lose on the exchange rate. Today's rate fills in by itself. For Mexico, Central America, the Caribbean and South America. FLOW Bills never touches your money.

▸ EMAIL BILL REMINDERS
A reminder 24 hours before every due date, on the free plan too. That's the one that saves you the late fee.

▸ RECURRING BILLS RENEW THEMSELVES
Mark rent as paid and next month it comes back with its new due date. If your electric bill changes every month, it shows last month's amount as an estimate until you enter the new one.

▸ GET OUT OF DEBT
Add your credit cards and loans with what you owe and the interest rate. FLOW Bills shows how long it will take, how much goes to interest, and whether paying only the minimum will ever get it down. Then compare snowball vs. avalanche with whatever extra you can add.

▸ TOTALS ON EVERY SCREEN
What's left to pay, what's overdue and what you paid this month — no math by hand. Marking a bill as paid is one tap.

▸ DOWNLOAD TO EXCEL
Your bills, payments and debts in an Excel sheet, ready to save or print.

▸ PRIVACY MODE
One tap hides every amount, for when someone's looking at your screen.

▸ TRULY BILINGUAL
The whole app in English and Spanish, and your reminders arrive in the language you use.

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FREE
• Up to 6 bills
• Email reminder 24 hours before
• My Family: your money transfers and what they cost
• Will what's urgent fit in what's in your accounts?
• My Debts: snowball and avalanche
• Download to Excel
• Accounts, categories and privacy mode

PREMIUM — $5.99/month or $49.99/year
• Unlimited bills
• Extra reminders: 3 days and 48 hours before
• The paycheck plan: what to pay with each check and what's left
• The paycheck plan in Excel too

Cancel anytime.

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WHAT FLOW BILLS DOESN'T DO

It doesn't connect to your bank. We never ask for your bank username or password, and we don't read your transactions. You add what you want to track, nothing more. Less automatic, yes — and a lot less to lose.

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Made in Houston, Texas, for people who work hard and don't have time to keep bills in a notebook.

Questions or problems: info@nexodigital70.com