FLOW — Bills & Budget

NEXO Digital

In-app purchases

About this app

Take control of your finances with FLOW — the smart bill organizer built for the Latino community in the U.S.

FLOW helps you organize all your bills in one place, track your income, and get a personalized payment plan that tells you exactly what to pay first — by priority or by paycheck period.

No more guessing. No more late fees. No more stress.

🟢 WHAT FLOW DOES FOR YOU
• Organize all your bills in one simple dashboard
• Get a smart payment plan sorted by priority (urgent → can wait)
• View your plan by paycheck — know what to pay this week vs. next
• Track your income sources including hourly wage calculator
• Mark bills as paid — they disappear from your plan automatically
• Privacy Mode to hide your financial data on screen

💚 FREE FOREVER — NO CATCH
Add up to 6 bills completely free. No credit card required. No subscription. No expiration date. Use it as long as you want, and upgrade only when YOU decide it's right for you.

⭐ PREMIUM — UNLIMITED EVERYTHING
Upgrade to Premium for unlimited bills and email payment reminders 48/24 hours before due dates.
• Monthly: $5.99/month
• Yearly: $49.99/year (save 30%)

🔒 YOUR DATA IS YOURS
Your financial data is encrypted and stored securely. Only you can see it. No ads. No data selling. Ever.

Available in English and Spanish — Disponible en inglés y español.

Start for free today. No pressure, no commitment.

Ratings and reviews

I really find this app very convenient. As much that goes on in everyday life. This app saves me from unexpected money issues. The reminders are great and what future payments are coming up. I recommend this app to help in today's busy life.

Awesome app that lets me manage my bills efficiently and budget my finances.

What’s new

Bug fixes and stability improvements.