PocketGuard is a money and budget planner with a spending tracker and expense organizer. A budgeting app will help you save money and manage your monthly budget with confidence.
Join 1M+ people who already Know Where the Money Goes and What’s Safe to Spend!

Plan your budget with a budgeting app, see your real-life spending patterns over time, set money goals, and use a debt payoff planner and tracker — all in one app designed to give you control of your budget and finance.

Always Know What’s in Your Pocket

PocketGuard helps you make smarter spending decisions by showing:
• Your real-time balance after income and expenses
• The actual safe-to-spend amount after bills, goals, and essentials in your monthly budget plan
• How much you can safely use today without hurting tomorrow’s budget

Spending Pace — You won't overspend anymore

By analyzing budgets, bills, goals, and recent spending behavior, Pace shows:
• On Pace — spending is aligned with your monthly budget plan
• Under Pace — money spending is trending lower than expected
• Over Pace — spending is accelerating and may exceed the budget

Unlike flat daily averages, Pace adjusts to real habits, upcoming bills, and planned contributions — helping you course-correct early and stay in control.

Transaction Rules — Smart Transactions Automation

Create smart, customizable rules that automatically:
• Detect merchant names, keywords, amounts, categories, accounts, and more
• Rename merchants the way you want
• Fix spending categories instantly
• Add hashtags for powerful search and tracking
• Mark transactions as “Don’t count”
• Apply rules automatically to every new transaction

Set it once — and PocketGuard keeps everything organized.

Comprehensive Analytics

Understand your financial habits with:
• Visual spending tracker reports
• Category and merchant breakdowns
• Spending trend analysis

Monthly Budget Review - check the past to build the future.
Review past months to:

• See how spending patterns changed over time in your monthly budget
• Compare month-to-month performance
• Identify what worked — and adjust your budget plan

Bills and Subscription Organizer

Connect your bank, and PocketGuard automatically identifies bills, subscriptions, and recurring payments — then adds them to your budget.
• Never miss a due date
• Spot forgotten subscriptions
• Cancel subscriptions you no longer need
• Keep recurring expenses under control with a bill payment organizer
• Lower bills using a built-in bill negotiation service

Set and Reach Your Financial Goals

Turn your plans into real progress with a built-in savings tracker and saving money app tools:
• Create personalized savings goals in your budget planner
• See how much you need to save each month in your monthly budget plan
• Track your progress with a money tracker
• Adjust your spending to stay on track

Build Your Debt-Payoff Plan

PocketGuard calculates the most efficient repayment strategy so you can:
• Reduce interest costs
• See your debt payoff timeline
• Track progress step by step

Bank-Level Security

Your data is protected with 256-bit SSL encryption, biometric login (Touch ID & Face ID), PIN codes, and industry-standard privacy practices.

PocketGuard connects to U.S. and Canadian financial institutions only. UK need to be mentioned
PocketGuard Plus Subscription

Start a 7-day free trial, then choose a plan:

Monthly — $12.99
Annual — $74.99

Prices may vary by region. Subscriptions renew automatically unless canceled at least 24 hours before renewal. Any unused portion of a free trial is forfeited once a subscription is purchased.

Privacy Policy: https://pocketguard.com/privacy/
Terms of Use: https://pocketguard.com/terms/