The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to.

🏆 THE FREE MINT ALTERNATIVE WITH SPLITWISE BUILT IN

Unlike apps that only do budgeting (YNAB, Monarch) or only do splitting (Splitwise), Rafin gives you everything in one place.

✨ PERSONAL FINANCE FEATURES

Budget Tracking
• Set monthly budgets by category
• Track every dollar you spend
• Get alerts when approaching limits

Savings Goals
• Set financial goals (vacation, emergency fund, new car)
• Track progress over time
• Stay motivated with visual progress

Expense Tracking
• Add expenses in seconds
• Scan receipts with AI (Pro)
• Categorize spending automatically

Insights & Analytics
• View spending trends and patterns
• See where your money goes
• AI-powered recommendations (Pro)

✨ EXPENSE SPLITTING FEATURES

Group Splitting
• Create groups for trips, roommates, events, or couples
• 5 split types: equal, exact amounts, percentage, shares, itemized
• Track who owes what in real-time

Smart Settlements
• See all balances at a glance
• Simplified debt calculation
• Record payments instantly

Multi-Currency
• 150+ currencies supported
• Perfect for travel and international groups

✨ PRO & ULTIMATE FEATURES

• AI Receipt Scanning — scan & split receipts automatically
• Recurring Expenses — automate regular bills
• Bank Sync — connect accounts via Plaid (Ultimate)
• Unlimited Groups — no limits on groups or members
• Export Data — download as CSV or PDF

✨ PERFECT FOR

👤 Personal budgeting & expense tracking
💑 Couples managing joint finances
🏠 Roommates splitting rent & utilities
✈️ Travelers tracking trip expenses

🔒 SECURE & PRIVATE
• Bank-grade encryption
• No ads, ever
• Your data stays yours

Core features are FREE FOREVER. No credit card required.

Download now and take control of your money!