Rafin

In-app purchases
5+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to.

🏆 THE FREE MINT ALTERNATIVE WITH SPLITWISE BUILT IN

Unlike apps that only do budgeting (YNAB, Monarch) or only do splitting (Splitwise), Rafin gives you everything in one place.

✨ PERSONAL FINANCE FEATURES

Budget Tracking
• Set monthly budgets by category
• Track every dollar you spend
• Get alerts when approaching limits

Savings Goals
• Set financial goals (vacation, emergency fund, new car)
• Track progress over time
• Stay motivated with visual progress

Expense Tracking
• Add expenses in seconds
• Scan receipts with AI (Pro)
• Categorize spending automatically

Insights & Analytics
• View spending trends and patterns
• See where your money goes
• AI-powered recommendations (Pro)

✨ EXPENSE SPLITTING FEATURES

Group Splitting
• Create groups for trips, roommates, events, or couples
• 5 split types: equal, exact amounts, percentage, shares, itemized
• Track who owes what in real-time

Smart Settlements
• See all balances at a glance
• Simplified debt calculation
• Record payments instantly

Multi-Currency
• 150+ currencies supported
• Perfect for travel and international groups

✨ PRO & ULTIMATE FEATURES

• AI Receipt Scanning — scan & split receipts automatically
• Recurring Expenses — automate regular bills
• Bank Sync — connect accounts via Plaid (Ultimate)
• Unlimited Groups — no limits on groups or members
• Export Data — download as CSV or PDF

✨ PERFECT FOR

👤 Personal budgeting & expense tracking
💑 Couples managing joint finances
🏠 Roommates splitting rent & utilities
✈️ Travelers tracking trip expenses

🔒 SECURE & PRIVATE
• Bank-grade encryption
• No ads, ever
• Your data stays yours

Core features are FREE FOREVER. No credit card required.

Download now and take control of your money!
Updated on
Jan 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos, App activity, and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Improve UI for Confirmation Dialogs