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原創作者簡介：
威廉．伯恩斯坦 (William J. Bernstein)╱金融理論學家，也是退休的神經科醫師及「效率前緣」投資顧問公司（Efficient Frontier Advisors）共同創辦人，著有多本金融及經濟史著作，包括《投資金律》（The Four Pillars of Investing）和《智慧型資產配置》（The Intelligent Asset Allocator）等書，倡議現代投資組合理論，認為投資報酬主要取決於投資組合的資產配置，而非挑選出績效超越市場的個別投資標的。
威廉．伯恩斯坦 (William J. Bernstein)╱金融理論學家，也是退休的神經科醫師及「
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