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玩氣意外的得到美夢銀行的信用卡。刷了卡，成為棒球隊員的夢想果然成真。只是「刷卡就要償還」，玩氣很快就陷入「被催討的惡夢」，他還發現這家銀行的背後，其實是一群邪惡的魔法師…… 現代父母都怕孩子成為卡奴，銀行的信用卡廣告多半描繪「立刻有錢真好」，《美夢銀行》以現代童話故事，告訴孩子「天下沒有白吃的午餐」。提早讓孩子知道：有借就要還，信用來自於良好的理財計劃。
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