Credit in India during the Post-reforms period, one of the defining aspects of
the current phase of globalization and economic reforms is the increased
threat to the livelihoods of small farmers in developing countries. There are
instances of this across the developing world, from 1998 until the present;
thousands of small farmers have committed suicide in India. For the proper
functioning of an agriculture system farmers need to use many inputs. One
among them is credit. It is considered as an important part in the
development of agriculture.
The study is exclusively based on secondary data. The data have been
collected from various issues of Report on Currency and Finance (RBI),
Banking Statistics (RBI), Report on Trends and Progress in Banking in India
(RBI), RBI Bulletin (RBI), NABARD, various rounds of NSSO, Centre for
Monitoring Indian Economy (CMIE), Statistical Outline of India (Tata Services
Ltd.) and Economic Survey (Government of India).
The main objective of this book is to provide students and instructor
with clear, up-to- date and sample and straight forward approach to learn
about agricultural credit. It may helpful for research all. I appreciate to all the
people who and thanks is diversity or indirectly involved to help and publish
this book.
Bandameedi Nagaraju is currently a Research Scholar,
Department of Economics, Osmania University,
Hyderabad, India, and doing his research as a
University Grants Commission (UGC) New Delhi &
Indian Council of Social Science Research National
Fellow(ICSSR- New Delhi). He obtained the degree of
B.A from Osmania University, Hyderabad, India. He
obtained the degree of M.A. in Economics from Kakatiya
University, Warangal, India, and currently doing Ph.D-Economics from
Osmania University, Hyderabad, India. He has 19 publications to his credit;
he has also participated & presented research papers (24 Research Papers) in
many National and International Conferences & Seminars on Agricultural
Credit, Industrial Relations, Financial Inclusion, etc.
Foreign Direct Investment (FDI), Emerging Global Economic Issues,
Women Empowerment, Agriculture, Inclusive Growth and Food Security and
Rural Development etc. His papers are published are published in various
reputed professional economic journals and in many edited volumes brought
out by various reputed institutions. His areas of research interest are:
Agricultural Economics, Public Finance, Financial Markets, International
Economics, Developmental Economics and Econometrics.