Essentials of Retirement Planning: A Holistic Review of Personal Retirement

Eric J. Robbins

Aug 2014 · Business Expert Press

About this ebook

This book provides the quintessential information needed to understand the financial side of the retirement planning coin. You’ll begin by learning about the various plan types employers may offer their employees. Topics related to compliance testing will be thoroughly discussed as well as strategies used to legally shift benefits in favor of highly compensated employees (HCEs). However, some employers do not sponsor a plan; and when this happens, retirement savers will need to understand the options available within the world of individual retirement accounts (IRAs). This book is not intended to provide investment advice, but rather to explore how different retirement savings vehicles function and how they can be effectively deployed. This book also discusses non-investment-related topics such as housing options, Social Security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.

About the author

Eric J. Robbins is a Charter Financial Analyst Charterholder. He holds an MBA and his Bachelor’s degree is in Accounting. He began his professional career working for 15 years with a regional investment advisory firm. During the last four years of his tenure as a full-time investment advisor, he taught Corporate Finance and Retirement Planning as an adjunct faculty member at Penn State Erie. He is a professor at Penn State Erie and currently teaches courses in corporate finance, retirement planning, and investments.