Examnation [sic] of the Current Condition of the Banking and Credit Union Industries: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, Second Session, on Improved Risk-management Practices of Banks, the Current Status and Direction of Regulatory Efforts to Revise Capital Standards for Internationally Active Banks, Deposit Insurance, and Consolidation Within the Domestic Banking Industry, April 20, 2004, Volume 4

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