One morning Katieโs father collapsed from a heart attack and was taken to the hospital in an ambulance. In the midst of the chaos, an angry man named Carlton Reef calls them. Afterward Katie goes to Carltonโs office to learn that her fatherโs business venture has failed, which in turn means he lost all his properties and damaged Carltonโs company financially. On top of everything else, this news was more than Katie could bear. But her tears move Carlton and he hugs her tightly. A few days later, he makes her a proposal: if Katie will marry him, heโll settle all her fatherโs debts!