Glenn R. Balling has spent most of his career in commercial
lines and has worked for the Insurance Services Office, The
Home Insurance Company, Reliance Insurance Company and
Axis Reinsurance Company. For the past several years he has
served on the CAS Yearbook Editorial Committee.
Steven F. Goldberg spent two summers at the Insurance
Rating Board (IRB) while still in college and two summers at
the newly formed Insurance Services Office (ISO). He spent the
bulk of his career at USAA where in addition to serving as chief
actuary he helped develop the California Earthquake Authority
and led the team that established the first major catastrophe
bond. Following USAA, Steve worked in the reinsurance
brokerage business for Benfield and Aon Benfield and as an
independent consultant. Steve served on the CAS Board of
Directors as well as on numerous CAS committees.
C. K. “Stan” Khury has served the CAS and the actuarial
profession in numerous capacities for more than 40 years,
including serving as editor of publications, service on the CAS
Board of Directors, and serving as president in 1985. For the
past 25 years he has worked as a consulting actuary with a focus
on litigation support services, following working as a company
actuary for the prior 22 years. He has authored numerous
papers and articles for various CAS publications.
David Skurnick worked at INA, the WCIRB (where he began
trending on-level loss ratios), Argonaut Insurance Company,
and F&G Re. He published several actuarial papers. Two of
the papers spent years on the CAS Syllabus: “A Survey of
Loss Reserving Methods”, which was an early major actuarial
paper on IBNR, and “The California Table L,” which won
the Woodward-Fondiller Prize. He served on various CAS
committees and the CAS Board of Directors. He created two
actuarial musical comedies. Cut My Rate parodied the hearings
on California’s Prop. 103 and The Sting.
Charles Walter Stewart, educated as a Cornell University
electrical engineer, was a naval officer for 2 ½ years, followed
by New York Shipbuilding Corporation, then 35 years with
INA which merged into CIGNA. His first three years were as
an ocean marine underwriter trainee, followed by the actuarial
department for the remainder of his career. He was involved
at various levels in all aspects of the department, with a focus
on pricing, but including research and a short stint as acting
chief actuary. His main involvement with the CAS was on the
Syllabus Committee for several decades. He was also active on
committees of NCCI and ISO.
Walter C. Wright started his career at Aetna Life & Casualty,
where he spent about 14 years, mainly in personal lines. He
worked as a consultant at Price Waterhouse for five years, and
then spent 17 years in the property-casualty consulting practice
of what is now known as Oliver Wyman Actuarial Consulting.
For many years he served on the Actuarial Review as a managing
editor and as editor-in-chief.
How to become invisible, to make someone fall in love with you, to transform into another creature: these are all things that people have believed in, yearned for, or feared, throughout history. Spells and charms have captured the imagination for hundreds of years. Warding off evil is also something that has concerned people throughout history. From werewolves to all manner of snakes in the wizarding world, you’d learn how to face a number of strange and frightening forces in Defence Against the Dark Arts classes.
This eBook short examines the colourful characters and curious incidents of the real history of magic, and how they relate to the Hogwarts lesson subjects of Charms and Defence Against the Dark Arts.
The history of magic is as long as time and as wide as the world. In every culture, in every age, in every place and, probably, in every heart, there is magic.