John has no formal technical or programming background, has had no relevant previous business experience, no related educational qualifications, has never borrowed startup capital, is of average intelligence at best, does not have the gift of the gab or any other magical quality, is not especially 'lucky' and would sincerely like to point out that it doesn't matter if you are in the same situation as him. John does have numerous trading e-commerce sites as well as other types of web business earning revenue in different ways.