For the first time, the authors of Regaining the Dream offer data-driven evidence on how the mortgage industry can serve working families in the United States, pointing the way to a pragmatic housing policy that promotes the opportunity for sustainable homeownership.
Taking the reader step by step through the lending crisis and what caused it, the authors include useful and clear definitions of terms heard almost daily in news coverage. And they give a fair account of the history behind Fannie Mae and Freddie Mac and the new Dodd-Frank law, explaining what remains to be done to uphold one of the defining characteristics of the American dream.
Roberto G. Quercia is a professor in the Department of City and Regional Planning, director of the Center for Community Capital, and a fellow of the Center for Urban and Regional Studies, all at the University of North Carolina–Chapel Hill. At the Center for Community Capital, Allison Freeman is a senior research associate and Janneke Ratcliffe is associate director.
-make it easy for students to learn the material
-prepare students for numerous career applications
-stress practical, rather than theoretical, skills and knowledge.
It is more streamlined, direct and to-the-point than other books. It includes more learning reinforcements. It has a student-oriented organization, both within each chapter and from chapter to chapter. Its examples and exercises are grounded in the authors’ fifty combined years in real estate education.
Table of Contents of the 5th Edition
The Real Estate Business
Rights in Real Estate
Interests and Estates
Encumbrances and Liens
Transferring and Recording
Title to Real Estate
Real Estate Leases
Land Use Planning and Control
Real Estate Contract Law
The Brokerage Business
Contracts for the Sale of Real Estate
Real Estate Market Economics
Appraising and Estimating Market Value
Real Estate Finance
Real Estate Investment
Real Estate Taxation
Ethics: Laws and Practices
Real Estate Licensing and Regulation
Real Estate Mathematics and Formulas
Glossary of Residential Style and Construction Terms
Glossary of General Real Estate Terms