BHIM Bharat's Own Payments App

National Payments Corporation of India (NPCI)

About this app

BHIM (Bharat Interface for Money) is Bharat Ka Apna Payments App—a UPI payment app developed by the National Payments Corporation of India (NPCI). Designed for every Indian, BHIM Payments App makes digital transactions easier, safer, and faster with an intuitive interface and cutting-edge features.
With BHIM Payments App, experience seamless and rewarding payments while enjoying the highest level of security. Built for trust and simplicity, with 12+ Languages, BHIM App ensures that digital payments are accessible to all.
🚀 Why Choose BHIM Payments App?
• A Brand-New Experience – A refreshed; intuitive UI designed for effortless navigation.
• Family Mode – Manage payments for your family in a click!
• Spend Insights – Now easily manage and monitor your expenses, the dashboard way!
• UPI Lite for Small Payments – Make instant, PIN-less payments of upto ₹500.
• RuPay Credit Card on UPI – Use your RuPay Credit Card for secure UPI payments.
• Credit Card on EMI – Shop smarter with easy EMI options on UPI payments.
• UPI Circle – Give freedom to your trusted ones, to make payments even without a bank account.
• Pay Bills Seamlessly – Settle electricity, credit card, gas, recharge FASTag and other utility bills effortlessly.
• Light Mode & Dark Mode – Switch to your preferred theme for a comfortable viewing experience.
• Split Expenses Like a Pro! – Going out with friends? BHIM does the math—split bills seamlessly, and everyone pays their share instantly!
Get Started in Minutes!
Download BHIM & Register using your mobile number
Ensure your SIM is linked to your bank account (for dual SIM, select the correct one).
Have your Debit Card or Aadhaar Card handy to generate your UPI PIN (except for UPI Circle users, who only need a valid SIM).
Visit BHIM UPI Partners to check if your bank is live on BHIM. For more details, visit BHIM Official Website and read the Terms & Conditions before signing up.

Ratings and reviews

I'm really dissatisfied with this app. First, it doesn't show the keyboard to type the OTP which means we have to rely on the app itself to enter OTP for us. Second, when I tried to deactivate my account permanently, it didn't read the OTP for 'some reasons' and I'm stuck with this app. Also the AI of this app is too unhelpful, but that doesn't matter much. Now I am even unable to delete my bank account details. HELP!

I believe a recalibration is in order for the new Android 16 update. Was working fine, but as soon as the OS update was complete, it was not working at all So, did a factory reset on my phone. However, this time, the app won't keep open. It's crashing at the login screen when entering the phone number, and directing towards the help URL. Even if I do not enter anything to see if the OTP request is triggering such issues, it seems the crashing is happening even when in idle mode.

The app is so fabulous. I love this app! I’ve been using a few things after changing phones and reinstalling this app. Not to mention being unable to use the app when it’s syncing because it’d really stop responding until it’s done. After activating it, you get bombarded by ads again. This is a good app way too much many times, and even if a user logs in from another device, the data is synced. Thanks!

What’s new

Your BHIM just got smarter (and cuter)! 🥳
• Faster payments, clearer transfers ✌️
• Cashback at a glance (instant smile, guaranteed 😍)
• Spend analytics highlighted – because every rupee counts 📈
• Fewer bugs, more hugs 💛