Dave - Up to 500 in 5 mins

Dave, Inc

About this app

Make money work for you with Dave. We’re leveling the financial playing field with products designed to make finances easier for everyone.

Take control of your cash with a $500 ExtraCashTM advance (1), fee-free Goal tracking, and simple ways to find Side Hustles when you’re behind on your budget.

GET $500 IN 5 MINUTES OR LESS
Remove extra stress with an ExtraCashTM advance. You could get up to $500 after you download Dave, link a bank account, and transfer it to your Dave Spending account. (1) There’s no credit check or interest. There’s also no late fees if you can’t settle on time.

For more information, please visit dave.com/extra-cash-account

SPEND YOUR ADVANCE INSTANTLY
Transfer your ExtraCashTM advance to a Dave Spending account and spend it instantly with a Dave Debit Mastercard® (2).

GET PAID UP TO 2 DAYS EARLY
With Direct Deposit, you can nab your paycheck up to 2 days early (3). It’s your money, we’re just helping you get it faster.

SAVE EFFORTLESSLY
A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.

FIND YOUR SIDE HUSTLE
Want to make more money? Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more.

OUR MEMBERSHIP FEE
There’s a small monthly membership fee that gives you access to our full suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly.

Disclosures related to the Dave app

1 Evolve Bank and Trust, Member FDIC, provides the ExtraCash account. Advances are subject to eligibility requirements, and are provided as an overdraft, which causes the ExtraCash account to have a negative balance. Express fees apply to instant transfers to a Dave Spending Account. Transfers to other accounts will take longer. The average approved advance is $160 (typically approved in 5 min), updated quarterly based on the prior 6 months. See the Dave ExtraCash™ Deposit Agreement and Disclosures (https://dave.com/extra-cash) for details.

2 Express delivery fees apply to instant transfers.

3 Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be made available up to 2 business days in advance.

General Terms
See the Dave Spending Deposit Agreement and Disclosures (https://dave.com/deposit-agrement), Dave Goals Deposit Agreement and Disclosures (https://dave.com/account-agreement-goals), and Dave ExtraCash™ Deposit Agreement and Disclosures (https://dave.com/extra-cash) for account terms and fees.

Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

Physical address: 1265 S Cochran Ave, Los Angeles, CA

Ratings and reviews

It started off great, was always reliable and was there when I needed it. However since I started using it, the available amount has continued decreasing (even though i have never missed a repayment). I have tried to reach out to ask why, and I am told that the AI makes the decision and there is nothing that can be done. The chat agents also like to end the interaction randomly because they decide that they are done with the conversation. Really disappointed in the customer service.

I really liked the budget feature on this app until recently. A few months ago my budget stopped updating once an expense was paid so it always looks like I'm going to overdraw my account. It looks like all of my expenses remain unpaid despite being listed under my transactions. This is super frustrating. I have attempted to reach out to customer support a few times and they have been unhelpful. The chat doesn't provide any helpful guidance for this issue either.

App overall is decent, but I did not appreciate being signed up for some sort of membership that "keeps your bank account connected" (which it repeatedly failed to do anyway), and a few other things for a $1 fee, which would be fine if I had known about it. It overdrafted my account which I thankfully caught quickly, but knowing this would happen would have been nice.

What's new

What’s black, white and great at getting rid of bugs? The panda I recently hired to QA my app. You’re doing great, buddy!
This release, I decided to remove a few bugs. Two of them agreed it wasn’t a good fit and we’ve parted ways. The third made a really good case for staying, so I promoted it to “feature” instead.

If you run into any issues, please go to https://support.dave.com/ to get some help.