MoneyLion: Banking & Cash Back

MoneyLion Inc.

About this app

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, credit builder loans, pay cash advances, & cashback rewards for extra money.

BANKING WITH ROARMONEY - GET EARLY PAY (UP TO 2 DAYS)8
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000 with qualifying recurring direct deposits.

MONEYLION GAMES LETS YOU EARN & WIN EXTRA CASH
The more you play, the more you earn! Each game you play earns you cash rewards - up to $50 per game! Play during limited-time events to earn up to double the cash rewards.

INSTACASH® ADVANCES UP TO $500
Access up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no monthly fees, & no credit check.

FAST LOAN OFFERS4
Need to borrow money? Get personal loan offers quickly from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, & savings accounts.

CREDIT BUILDER LOAN WITH A MEMBERSHIP5
Credit Builder Loans up to $1,000 with no hard credit check. Credit building with MoneyLion helps you save as you help build credit health. Get alerts and report credit scores to all 3 bureaus: Equifax, Experian, and TransUnion. Credit builder offers can help you turn things around, giving you the chance to build the solid credit history you need.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma, or Credit One Bank, Kalshi, Turbotax

3,4,5- See end screens labeled “Disclaimer” above “About this app”.

8 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

9 Increased Instacash limit requires recurring direct deposit into RoarMoney account. Instacash is an optional services offered by MoneyLion. Terms and eligibility requirements apply.

Instacash is a 0% interest cash advance service provided by MoneyLion. Your available Instacash cash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your cash advance limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date, which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions, and eligibility requirements.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or an FDIC-insured institution, and the FDIC's deposit insurance coverage only protects against the failure of an FDIC-insured institution. Pathward, National Association is an FDIC-insured depository institution.

Cashback rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.

249 W 17th St, 4th Fl, New York, NY 10011

Ratings and reviews

0 STARS..Up until last month, this app was an amazing financial lifesaver; however, a few mnths ago, they attempted to charge me fees, claiming it wasn't paid when I received my instacash. Well after multiple attempts, I was finally refunded my money, but noticed the same charge to my bank acct yesterday w/out my authorization. In addition, they've also reduced my borrowing limit because I choose not to tip every time - which is quite expensive. If I could afford to, I wouldn't be borrowing.

It's a great cash advance app, but it was better before the fees were raised (Maryland doesn't allow tipping anymore) and the amount I can withdraw at once was lowered. For example: Say I have 100 available to withdraw, I can only take 80 of that, then it'll drop to 15, then 5 and I have to pay a fee EACH TIME if I don't want to wait 3-5 business days for the money. It's highway robbery, but I get that they need to make money somehow.

Going through a hard patch, I've used a few cash advance apps. This is the worst one. The most complicated by far, with more fees (watch for the huge tip that's automatically added--you have to unselect it, but I've never seen anything like it and so missed it). And the customer support is a joke--I had to ask my question several times and they just kept going in circles. Brigit, Klover, Possible, and Tilt were all miles easier, and cheaper.

What’s new

We’ve squashed some bugs and made some performance improvements.