Brigit: Borrow & Build Credit

88.5K reviews
Content rating
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About this app

Break free of financial stress & join 3 million+ members who get up to a $250* cash advance. Build credit, save money, earn extra cash & budget smarter with Brigit. With instant cash advances, budgeting, side gigs & more - we’ve got your back.

Members have saved over $300 million - over $514 annually per member. Plus, 91% of our members report a reduction in their financial stress thanks to Brigit**.


Instant Cash Advances with Easy Repayment
• Instant Cash Advance: Get up to $250* fast and avoid expensive overdraft fees
• Instant cash app with repayment plans that work for you
• No interest, transfer fees, processing fees, late payment fees or tips
• No mandatory repayment time frame. Repay when you get paid or when you can afford it. Just set the term in the app or reach out to
• Example $250 cash advance: Sent via debit card instantly and paid back on the date you set with no interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the advance

Earn Extra Cash with Jobs & Partner Offers
• Earn extra cash with surveys, part-time, full-time, gig & work from home jobs
• Save on expenses: get cash back, discounts & savings on insurance, loans and more
• Get extra money with new partners added frequently

Build Credit While You Save Money
• Build your credit score*** and save money with Brigit’s Credit Builder
• We arrange a 12-24 month loan for you & store the funds in a new deposit account
• Choose your monthly contribution, even as little as $1 – the rest will be paid from the new account
• When the loan is paid off, the money you put in all comes back to you
• No credit check or security deposit
• Credit bureau reporting to Experian, Equifax & Transunion
• Build credit easily & affordably with Brigit

Credit Builder Loans
• All Credit Builder Loans are 0% APR
• Loan term is between 1 to 2 years – you can always repay early
• Credit Builder loans issued by Coastal Community Bank, Member FDIC
• Example terms for Brigit's Credit Builder account: a $600 loan, paid back over 12 months with $50 dollar monthly payments and no interest (0% APR). $0 for processing, origination, late payment, transfer, or early payment fees
• Build your credit one step at a time with a Brigit Credit Builder account

Credit Score Tracker & Budgeting Insights
• Credit score tracker lets you check your credit score
• Get full credit reports and tools to help you grow credit confidence
• A better way to budget: Monitor spending habits and bills

Easy Sign Up. No Red Tape
• Connect your bank account and that’s it!
• Works with Bank of America, Wells Fargo, TD Bank, Chase & 15,000+ more
• Two simple plans. No hidden fees, tips or fine print
• Basic Plan: Free account alerts and financial insights
• Plus Plan: Flat $9.99/month with cash advances* and tools to help you build credit, budget better & save

Support 7 Days a Week
If you ever need us, email

Brigit is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave - Banking, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, or Possible Finance

Brigit Credit Builder (included with Brigit Plus membership) is provided by Brigit and its bank partner, Coastal Community Bank, Member FDIC. Brigit Credit Builder is separate from Brigit Instant Cash. Brigit Credit Builder installment loans and lines of credit are issued by Coastal Community Bank, Member FDIC, subject to approved underwriting practices.

(*) Subject to Brigit’s approval and policies
(**) Analysis conducted by Brigit, assumes an average overdraft fee of $34
(***) Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history

Privacy Policy:
Updated on
Sep 23, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted
88.5K reviews
Michael Boston
September 30, 2022
I've completed the first full transaction, received advance and repayed early at that. from sign up to this point went smoothly. We'll see how this v will go whenever I need the v quick cash. Only thing I don't like is no option for tipping. forced to b take a tip to get through the advance process. other than that the process was smooth and easy.
13 people found this review helpful
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October 3, 2022
Thanks for your review! Feel free to reach out to us at if you need assistance with anything today.
Brizzle Rizzle's (
September 15, 2022
App works great and they have a fast payout. Although I pull in over 3K per payday and have a positive balance (with tons of transactions), I have never been able to get over $50. There is a $9 p/month fee to get advances. It's almost not worth it. I will update if the amount ever goes up. Because of the promised larger (or at least increasing) amounts that have never come, paired with a hefty program fee, this app gets 3 stars. There are better ones for the same cost.
48 people found this review helpful
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September 16, 2022
Thanks for the review! We allow you to request the amount that we think you can comfortably pay back without putting additional stress on you. To do this, we look at your bank activity, income, and spending habits to determine how much you are eligible for—anywhere from $50 to $250.
Haley Smith
September 2, 2022
I initially got Brigit for its cash advances, and I was iffy about the $10/mo subscription, but they don't have extra fees on repayment or forced "optional" tips like a lot of these apps do. What I really love is the credit builder. You choose what you pay monthly and it only affects what you get back at the end. This is a great way to passively build my credit without having to deal with high APRs and interest from loans or more credit cards. This saves me a lot in the long run. Worth it
209 people found this review helpful
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September 5, 2022
Awesome, we will let the team know you’re enjoying it!

What's new

We’ve now launched Credit Builder, allowing you to build your credit score by up to 60* points while you save! Forget about putting money up-front or paying interest or admin fees. Members can build credit while saving. This replaces our Credit Protect & Secure service, but you still get access to your credit report and free ID theft protection with your membership.