Brigit: Borrow & Build Credit

173K reviews
Content rating
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About this app

Get an instant cash advance*, grow credit, save money, and track your spending when you join over 4 million users on the financial health & budget app made for you. Sign up to get the money you need today and start building credit for a bright financial future. Get your personal finances on track with fast cash advances*, credit score reports, smart spending tips, gig work & more.

Empower your financial future with Brigit. Save money and manage your budget with personal finance tools that help build wealth, keep your credit strong, and make smart decisions with your cash. Brigit helps members save money and reduce their financial stress.


Get Cash Fast When You Need It - $50 to $250*
• When you need extra money to make ends meet, Brigit’s got your back
• Get cash now with hassle-free repayment
• Connect your bank, monitor your cash and get real-time alerts to help avoid overdrafts
• Get a cash advance with 0% max interest, no late payment fees or tips
• Express (instant) transfer fee may apply for debit card disbursals
• No mandatory min or max repayment period. Repay when you get paid or when you can afford it. Set terms in-app or reach out to
• Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. $100 total cost

Build Credit & Save Money*
• Save money & build credit** easily
• A 24 month, 0% Max APR loan is arranged for you with funds stored in a new deposit account
• Build your credit history by contributing as little as $1 per month – the rest is paid from the new account
• Tally up savings. Extra money put into the loan gets returned to you when paid off!
• No credit check or security deposit required
• Credit bureau reporting to Experian, Equifax & TransUnion
• Loan term is 2 years
• Loans issued by Coastal Community Bank, Member FDIC
• Credit Builder Loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600

Monitor Your Credit* & Track Your Budget
• Track your credit score & keep a tally on your money
• Empower yourself with full credit reports* & tools
• Monitor earnings & expenses when you connect your bank account
• Budget with bill forecasts & smart spending insights
• Save money by avoiding overdraft fees with balance alerts
• Identity theft protection* covers you up to $1 million
• Simplify your finances with our credit tracker & budget planner

Extra Money With Brigit
• Earn extra cash now with surveys & partner offers
• Search money making opportunities including part-time, full-time, gig & remote jobs
• Cash back, discounts, insurance savings, personal loans & more

Easy Sign Up. No Red Tape.
• Connect your bank account. Brigit works with Bank of America, Wells Fargo, TD Bank, Chase Bank & 15,000+ more
• Basic Plan: Free account alerts & insights
• Paid Plans: $9.99-$14.99/month with cash advances* & tools to help you build credit*, budget better & save

Support 7 Days a Week at

Brigit is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, Rocket Money, Possible Finance, paycheck loans, or payday loans

(*) Some features subject to a paid plan. Not all users will qualify. Subject to eligibility and Brigit’s approval and policies
(**) Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history

Privacy Policy:
36 W 20th St
New York, NY 10011
Updated on
Feb 23, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos, and Device or other IDs
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

169K reviews
Henry And Tosha!
February 18, 2024
First time trying Brigit. Easy set up, Intuitive UI, no errors with the app. Cash advance seems to have gone through just fine. Reasonable fees and terms. No issues whatsoever thus far. Very pleasant experience compared to other apps. I highly recommend this app. Thank you for offering a true quality service. I Iook forward to doing business again in the future.
68 people found this review helpful
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Isacc Fernandez
December 21, 2023
Out of all the payday loan apps, this is by far the most frustrating to use. It seems to be at random when they choose to lend you anything. I've had the same income amount and bank for years now and I constantly get "needs work" for spending, bank account health and earnings profile. My earnings has NOT changed, my bank account has NOT changed, yet they flip flop between being eligible and not. Reaching out to support does nothing. It's a very frustrating experience every time I use this.
526 people found this review helpful
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December 22, 2023
Fluctuations in spending patterns, income, balances, the connection to your bank, or other factors can mean a change in your eligibility for an advance. If you have any additional questions you can chat with us at and we’ll take a look at your account!
Stephanie D.
December 18, 2023
I love the app, even though there is a subscription fee. The app was updated and now, even though I have always paid back in full and on time, I no longer qualify for an advance. There's a new rating system and because I spend money when I get paid, I can't have an advance. I get paid, pay bills, need an advance and am denied. Disappointed in the change. I'll probably change my subscription to the free account. It makes no sense to pay a monthly fee just to be denied an advance.
363 people found this review helpful
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December 18, 2023
Changes in spending patterns, income, and other factors can mean a change in your eligibility for an advance. But we're here to help! If you have any questions or think there’s been a mistake, please chat with us at and we’ll see what we can do!

What's new

We’ve now launched Credit Builder, allowing you to build your credit while you save! Forget about putting money up-front or paying interest or admin fees. Members can build credit while saving. This replaces our Credit Protect & Secure service, but you still get access to your credit report and free ID theft protection with your membership.