Dave: Fast Cash & Banking

Dave, Inc

About this app

Take your finances to the next level with Dave. You can pocket up to $500(1), get your cash instantly(2), save on fees, and so much more.

GET $500 IN 5 MINUTES OR LESS (1)
Remove extra stress with an ExtraCashTM advance up to $500. There’s no credit check, interest, or late fees..

For more information, please visit dave.com/extra-cash-account

EXTRACASHTM 101
The ExtraCash™ account offers the ability to get an ExtraCashTM advance up to $500 when you’re in a pinch.(1) The amount of money you can take (aka your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take an advance, you’ll agree to a settlement date to pay your outstanding balance.

ACCESS YOUR CASH INSTANTLY (2)
You could get up to $500 when you download Dave, link a bank account, open your Dave accounts, and transfer it to your Dave Spending account. You’ll save 40% on express fees. (3) And with your Dave Debit Mastercard®, you’ll be shopping in no time.

EARN 4.00% APY(4)
Grow your cash with our high annual percentage yield. Just add money to your Dave Spending or Goals account to start earning.

GET PAID EARLY
Receive your paycheck up to 2 days early when you set up direct deposit. (5)

SAY GOODBYE TO PESKY FEES
Don’t worry, we’ll never hit you with overdraft or hidden fees. You can even skip ATM fees at 38K MoneyPass locations. (6)

SAVE EFFORTLESSLY
A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.

MAKE MONEY ON THE SIDE
Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more. Or take Surveys that pay out instantly to your Dave Spending account.

OUR MEMBERSHIP FEE
There’s a small monthly membership fee that gives you full access to our suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly.

HAVE MORE QUESTIONS?
Send us an email at [e-mail]

Ratings and reviews

It started off great, was always reliable and was there when I needed it. However since I started using it, the available amount has continued decreasing (even though i have never missed a repayment). I have tried to reach out to ask why, and I am told that the AI makes the decision and there is nothing that can be done. The chat agents also like to end the interaction randomly because they decide that they are done with the conversation. Really disappointed in the customer service.

App overall is decent, but I did not appreciate being signed up for some sort of membership that "keeps your bank account connected" (which it repeatedly failed to do anyway), and a few other things for a $1 fee, which would be fine if I had known about it. It overdrafted my account which I thankfully caught quickly, but knowing this would happen would have been nice.

**Edit** After checking back on Day 2, now it's saying it's not sure when I can be approved for an advance and to just check back every single day for possible updates. BS. The $4 month fee is a scam! This app isn't ideal if you need money right away. Added all my info, signed up for plus, connected my bank, and now waiting to hear if I was approved or not. Could take days. You'd think if you're paying for a premium account, it would be a little faster.

What's new

Bugs squashed? Check. Human user experience improved? Check. Un-bear-able pun? Check.

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.

As always, if you run into any issues, please visit https://support.dave.com/