Monarch: Budget & Track Money

Monarch Money

In-app purchases

About this app

Money management and financial advice, available in an all-in-one budgeting app. Personal finance goals are achievable with Monarch, with tools that help you budget the way you want. Manage money and track progress towards your financial goals with easy budget tools. Financial planner or budget tracker - gain clarity and confidence on your finances.

Household budget or money manager - manage money with a custom money dashboard, modified to focus on what matters most to you. Track bills, expenses, savings and investments with one simplified view.

Financial planning doesn’t need to be complicated. Saving for retirement, college or a couple’s vacation - Monarch has what you need to achieve your financial goals. See how your spending and budgeting behaviors compound over time and work towards a healthy financial future. Personal finance begins with Monarch.

Manage money with an easy to use financial management app. Personal finance and money management, the modern way.

PERSONAL BUDGET TRACKER: BUDGET YOUR WAY
- Easy budget maker: Manage money without the spreadsheet and easily track your total net worth
- Personal budget customization: Modify your plans based on your unique situation
- Personal finance made easy with monthly progress updates
- Financial advisor tools help you adjust your plan if you get off track

FINANCIAL PLANNING & BUDGETING: SET FINANCIAL GOALS
- Financial planner: Create long-term plans and money goals
- Track spending and expenses and receive motivation as you progress
- Savings: Apply leftover savings toward your money goal
- Financial future: Watch how your monthly income, spending and savings behaviors impact your financial goals
- Financial advisor or household budget: Share your plan and collaborate

CUSTOM, MONEY DASHBOARD: MONEY MANAGEMENT, MADE SIMPLE
- Money manager: Track money with up-to-date balances and transactions
- Secure budgeting app: Securely connect your savings, checking accounts, assets & liabilities
- Budget manager: Expenses and spending, visible in one unified list
- Money dashboard: Focus on what matters most with customizable widgets
- Shared budget tracker: Collaborate with a partner for a joint view of your finances
- Track bills & spending: Organize your dashboard as best suits you

INVESTMENT PORTFOLIO: ALL YOUR INVESTMENTS, IN ONE PLACE
- Investment tracker: Sync your holdings & compare your performance to benchmarks
- Portfolio tracker to analyze historical performance & chart your allocation
- Integrations with Coinbase and Zillow to track crypto holdings and property value

ADDITIONAL FEATURES: SUBSCRIPTIONS, RULES & MORE
- Recurring bills: Manage subscriptions and bills with one calendar all of your recurring charges
- Shared budget: Invite your partner and manage budgets together
- Track money with Monarch’s automatic categorization feature and get customized alerts
- Money management rules: Easily rename or recategorize transactions

Manage money with ease and achieve your financial goals. Personal finance or household budget - Download Monarch today.

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A Membership With You in Mind
Financial literacy is simple and attainable with Monarch. Our mission is to help you improve your financial future. When you sign up for a Monarch membership, you get access to our roadmap portal where you can suggest and vote on the features that will help you the most.

No Ads
Monarch is not supported by advertisers. We will never interrupt your experience with annoying ads or try to sell you another financial product you don’t need.

Private and Secure
Monarch uses bank-level security and never stores any of your financial credentials. Our platform is read-only, so there is no way to move money around. We highly value your privacy and will never sell your personal or financial information to third parties.

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MEMBERSHIP DETAILS
Monarch is free to try for 7 days. After the trial period, the membership fee will be billed either monthly or annually, depending on which plan you select.

Ratings and reviews

Monarch has spotty support for FI's and the ones that are supported have sync issues on a regular basis. When you contact support they give you useless troubleshooting steps and don't offer to work with engineering to fix their problems, they just blame the FI. Without reliable transaction and balance updates the app becomes useless. I don't know why anyone would pay for this product when it's almost as much work to maintain as manual spreadsheets. I'm just glad I didn't pay full price.

Not user friendly, app layout/look, looks nothing like the images shown, not very intuitive, hard to understand what its asking or telling me, all the numbers and dates and payments are wrong on the app generated notifications and payment reminders, its telling me stuff i bought in the past, has payments coming up,, and hard to impossible to edit.... how is this rated so highly? This is terrible.. . This doesn't help me organize anything just wastes a lot of time and costs a lot of money..

I moved over from Mint and have been disappointed in the apps inability to maintain bank connections. Two of my accounts require frequent reconnecting. What's the point of having an app to gather all your accounts in one place if it frequently can't connect to them all? I spend more time reconnecting apps than I do looking at my budget. Not worth the $50 annual fee and I won't be renewing.

What's new

* Bug fixes and performance improvements.

Thank you for using Monarch. Your continued feedback helps us refine features and introduce exciting updates. We hope you enjoy the latest enhancements!