NerdWallet: Money Tracker App

18.8K reviews
Content rating
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About this app

Discover the insights you need to make the most of your money. Start with the big picture and see all your financial accounts on one screen. Or zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to build it all.

Here’s how our personal finance tracking app works:


- Track spending across multiple cards
- Get detailed spending insights
- Track your bills, expenses and more
- Discover ways to cut back or save
- Compare spending month-to-month
- See your top spending categories and trends


- See how your income, debts, investments, and home value all add up
- Follow the history of your net worth
- Zoom into the details of your net worth and track individual accounts over time


- Access your credit score and credit report any time
- Get score change notifications
- Understand the factors that affect your score
- Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more


- Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts
Updated on
Jul 27, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
You can request that data be deleted
18.8K reviews
Stephany Mahaffey
July 1, 2022
Best free app for understanding personal finances. It's not a budgeting app. It shows you trends, warns of upcoming bills, tells you when your credit score changes, alerts you when bills go up, tells you when you're spending less or more in certain categories, and more. Ads are minimal and they're upfront about their relationship with advertisers and recommendations to improve your credit.
133 people found this review helpful
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July 3, 2022
Hi Stephany, thank you for the thoughtful feedback. We are pleased that you're enjoying the app!
Andrew Berry
June 3, 2022
App doesn't work. Just downloaded it the other day and linked accounts. Within a day or so multiple accounts unlinked. Many times when linking an account I got error codes. Account amounts are wrong and seem to be stuck; my Vanguard account has said the same amount since it has been linked. App doesn't show history of transactions like Personal Capital does. Last but not least, I tried to submit a report for help and the submit button isn't functional!
78 people found this review helpful
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June 5, 2022
Hi, Andrew. We apologize for the troubles you've had with the app. Please send an email directly to, from the email address associated with your NerdWallet account, and our Nerds will be happy to assist you! Thanks.
Clif Carter
March 2, 2022
This, imo, is the best free budgeting app. By far. The only other good one is Mint, but it is owned by Intuit, which also owns Turbo Tax. I don't evade taxes, but I want my financial information to be as non-centralized as possible. Personal finance + all tax records in one place is too much. But anyway, NerdWallet has a few issues connecting to all varieties of banking accounts, but it is still the best. Great job!
156 people found this review helpful
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What's new

New Nerdy update:

- We've added new transaction categories! Stay even more on top of your spending by tracking Subscriptions, Childcare, Insurance, Donations, and Pet expenses.