MyPay – Nepal’s Digital Wallet

3.3
3.47K reviews
1M+
Downloads
Content rating
Everyone
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About this app

About This App
MyPay is more than just Nepal’s digital wallet, it's your complete financial partner. From mobile recharges to utility bill payments, fund transfers, online shopping, DEMAT account renewals even Bluebook renewals, MyPay provides a secure, convenient, and user-friendly platform to manage all your financial activities. Whether at home or anywhere else, we ensure that your online payments are swift, secure, and simple.

Key Features:
- Secure and Reliable online payments: Cutting-edge encryption technology to ensure that all your transactions are protected and safe.
- Easy Mobile Recharges: Top up any mobile network in Nepal instantly. With MyPay, you can recharge NTC, Ncell, and other operators in seconds.
- Effortless Bill Payments: Pay your electricity, water, internet, DTH, ISP, and TV bills from the comfort of your home. No more waiting in lines, just a few taps, and you’re done.
- Quick Fund Transfers: Send money to any bank account or digital wallet in Nepal quickly and securely. With our service, transferring money is as easy as sending a message.
- DEMAT and Mero Share Account Renewal: MyPay is the digital wallet in Nepal that also allows you to renew your DEMAT and Mero Share account directly through the app. Stay on top of your investments with ease.
- Bus and Flight Ticket Booking: Plan your travels effortlessly, Book your bus and flight tickets from anywhere, anytime, and enjoy a hassle-free journey.
- Insurance Payments: Keep your insurance policies up to date by paying your premiums directly. We make it easy to secure your future.
- Government Payments: Handle your government payments, including taxes and fees, and loksewa exam payments conveniently through our integrated payment system.
- Top-Up & Entertainment Services: Recharge your TV subscriptions, and ISP subscriptions, pay for gaming vouchers, and access other entertainment services directly from the app.
- Other Services: Merchant partner and online payment options in; KTM CTY, Mero Doctor, Bus Sewa, Smart Service Inn, and 35+ businesses all over Nepal
Event ticketing and voting: We provide you the ticketing and voting support for the successful completion of any kind of event.
Remittance: Options for receiving remittance directly on our app from remittance companies such as; MyPay Money transfer, Samsara Remit, and NIC Asia Remit for your ease and convenience.
Entertainment: Pre-booking of adventure games and sports such as Paragliding, Bungee Jumping, Zip flyer, Swing/ Sky Screamer, and ATV rides.

Exam Preparation: Both the Physical and online entrance exam preparation classes are available. We provide free online classes for the driving license exam, +2 Management, +2 Science, St. Xavier’s +2 Science preparation, BSc, Nursing, IOE exam, and KU engineering exam preparation
How to load funds?
Loading funds into your MyPay wallet is quick and straightforward. Here's how you can do it:
1. Mobile banking:

• Open the MyPay App.
• Click on the Load Wallet icon on the Dashboard.
• Now, tap on Mobile Banking.
• Select your bank.
• Enter the amount to be loaded and the purpose, then click the Send button.
• Enter your wallet's mobile number and password, and click on login.
• Now, review all the details and click on Confirm.
• Enter the OTP received on your mobile and complete the Fund Load process.

2. Connect IPS:
• Open the MyPay App.
• Click on the Load Wallet icon on the Dashboard.
• Now, tap on Connect IPS.
• Enter the amount and purpose and tap on send
• Enter all the details and tap on sign-in.
• Choose the bank of your choice and tap on send

3. Debit/Credit Cards:
Step 1: Log in to your MyPay app on your smartphone.
Step 2: Go to the "Load Funds" or "Top-up" section in the app.
Step 3: Select "Debit/Credit Card" as your preferred payment method.
Step 4: Enter your card details and the amount you want to load.
Step 5: Verify the details and confirm the payment.
Updated on
Aug 22, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
3.46K reviews
Deepak Tharu
July 30, 2025
we can't use my pay coins during QR payment. Better if available. We can't use My pay coins freely and eventually it expires
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Smart Card Nepal Pvt Ltd
September 21, 2025
Dear User, Thank you for your suggestions. We will try and incorporate them upcoming versions.
Anuj Panthi
August 14, 2025
Better than esewa 🥰 And absolutely great due to the Driving Licence model test
4 people found this review helpful
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Smart Card Nepal Pvt Ltd
July 13, 2023
We verify KYC within 4 working hours in hours. In case you have encountered any issue, please feel free to send details at info@mypay.com.np.
Bikesh Kayastha
December 21, 2023
Half cooked. Many problems. Shows error while loading from mbanking. Shows insufficient balance when making payment of service even when you have more balance. Zero customer service. No reply of messages and emails. 2023 Review: Bank linking issue still prevailing. Older transaction history not available. Still no improvements.
62 people found this review helpful
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Smart Card Nepal Pvt Ltd
January 17, 2022
Hi, can you send us your details at info@mypay.com.np. We are continuously working on adding more features to our app to make your experience better.