UnikCredit

3.7
2.08K reviews
100K+
Downloads
Content rating
Rated for 3+
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About this app

UnikCredit is a safe and secure loan application
What do I need to apply?
1. Ghana Card
2. MTN and Vodafone mobile payment wallet
3. Resident of Ghana aged 18 years and above

With the UnikCredit app, you can apply for a loan online anytime when you need money.
Download the app and fill in your details just once.
Register with your personal information and apply within minutes
If the application is approved, the loan will be credited directly to your mobile payment account

Customers can apply for a loan amount from GHS 100 to GHS 10,000, term from 91 days to 365.The APR is 12% - 24%

For example, a 365-day loan with a principal amount of GHS 1,000, the APR is 20%.
Total interest: GHS 1000 *20% =GHS 200
Total Repayment: GHS 1000 + GHS 1000 *20% = GHS 1200

Contact us:
If you have any questions, please email : support@unikcredit.com
Address: B68Y+79G, Nkawkaw, Ghana
Updated on
Apr 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
2.05K reviews
Collins Owusu
June 1, 2024
I was on the page where they have the withdrawal button. I didn't click because the processing fee was too much so I decided to go back. Only to receive 65 cedis of 100 cedis loan as disbursement. All the advert are lies. Be wise. I had to send their 65 cedis to them immediately. I am waiting for my arrest because I am not going to pay that 35 plus interest. Their system is fake. One you click on take loan, that is it. You will receive. Worse loan experience.
68 people found this review helpful
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ReallyDeveloper
June 3, 2024
We apologize for the difficulties you experienced while registering with us.Please note that we do not do automatic disbursement. If you would like some assistance or additional information, please contact us via support@unikcredit.com and we will be happy to help you further.
Gbewornyo Barbara
May 30, 2024
Customer service is very good but I suggest they should schedule the payment to be on monthly basis. Thanks doing business with unikcredit credit. In fact unikcredit credit is real🙏
101 people found this review helpful
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ReallyDeveloper
May 30, 2024
Thank you for your feedback. We are working on such a feature.
Isaac teye Nanor
May 31, 2024
The platform fees on the loan is too much I want to take a loan of 2000 cedis and the platform fees over 600 cedis before interes too in addition at the end of the day I will be receiving 1600 out of the 2000 and be paying around 2400 in total that is 800 cedis difference which is too huge and the 28 days of payment too is very very short especially paying loans in weeks I really don't want to take a loan anymore because of this issues thank you
11 people found this review helpful
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ReallyDeveloper
May 31, 2024
We apologize for the misunderstanding. kindly note that the system generates credit limit and deducts a management fee before crediting your account. If you would like some assistance or additional information, please contact us via support@unikcredit.com and we will be happy to help you further.

What's new

Fix some bugs