4.6
27.4L reviews
5Cr+
Downloads
Content rating
Rated for 3+
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About this app

Instant Personal Loans range from ₹500 to ₹200,000. Experience the ease of accessing instant credit within minutes. Say goodbye to tedious paperwork and physical documentation – our 100% online system ensures a hassle-free experience.

Tenure: 90 days to 12 months. Interest rates range from 2% - 4% depending on the risk profile of the customer.

Instant Personal loan Example:

🔅 Loan Amount: Rs.20,000
🔅 Tenure: 3 Months
🔅 APR: 72.7%
🔅 Equivalent Monthly Interest Rate: 2.5%
🔅 Processing Fee: Rs.899
🔅 GST: Rs.161
🔅 Interest: Rs.1510
🔅 EMI: Rs.7,170
🔅 Amount disbursed: Rs.18,940 (Rs.20,000-Rs.899-Rs.161)
🔅 Total repayment amount: Rs 21,510

Some customers may be charged a late fee.

Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal loan app is operated by Branch International Financial Services Pvt Ltd. which is an RBI-registered NBFC*.
(*1. Reserve Bank of lndia neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of any liability by the company.
2. Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank of lndia and by issuing a Certificate of Registration to the company, the Reserve Bank of lndia, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.)

Branch adheres to regulations as mandated by the RBI for NBFCs, ensuring maximum security for our users. This establishes us as a trusted cash loan app in India, valued by many.

Terms: Depending on your personal loan amount for which you are eligible, you have the option to choose repayment terms for up to 12 months Every loan amount we offer has the option to repay in a minimum of 90 days.

The amount borrowed via the Branch personal loan app would be directly deposited into your verified bank account.

KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY

Branch loan app lets you apply for personal loans. It's one of the best-rated loan apps in India. We have millions of happy customers who have taken an instant loan from Branch.

Branch Personal loan app is operated by Branch International financial services Pvt. Ltd. which is an RBI-registered NBFC*.

✅ No paperwork, collateral or office visits needed
✅ Easy access 24/7
✅ Quick and easy signup
✅ Use your money the way you want to -- for home or business
✅ Lower fees, and flexible payment terms as you repay

Questions?
We're the loan app that provides world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch instant personal loan app provides the following type of personal loans like dhani app, navi loan app, and other mobile loan apps in India. We are also an RBI registered NBFC and you can take credit line for:
☑️Medical Loan/Emergency Hospitalisation Loan
☑️Shopping Loan
☑️Home Renovation Loan
☑️Consumer Durable Loan (home appliances)
☑️Education Loan
☑️Vehicle Loan (2/4 wheeler loan)
☑️Travel Loan
☑️Wedding/Marriage Loan
☑️Student Loans

SAFE AND SECURE LOANS

Branch app makes getting an instant personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

CONTACT US

We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at india@branch.co.

Our Office Address: 01, AWFIS, Space Solutions, 4th Floor,
VIOS Towers, Off Eastern Express Highway, Sewri-Chembur Road,
Mumbai, Maharashtra 400037
Updated on
24 Aug 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Files and docs and App info and performance
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
27.3L reviews
Amit Kumar
24 August 2025
The Branch Personal Loan App is reliable and user-friendly. The loan process is quick, with instant approval and fast disbursement directly to the bank. The interface is clean and minimal, repayment is smooth with timely reminders, and customer support is helpful. Loan limits start small but grow with timely repayments. Overall, a trusted app for urgent financial needs.
29 people found this review helpful
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Branch International Financial Services Limited
25 August 2025
Thank you so much for your 5-star rating! It’s great to know that the instant loan feature met your expectations and that the super-fast approval helped when you needed it most. We truly appreciate your feedback and look forward to serving you again. - SR
Oscar Dos Santos
20 August 2025
There are loan apps and then there's branch. Branch isn't just a loan app though, it's a bank on it's own you know what? They're the best!! I've never regretted it for once since I started using this app. It's never given me any issues and I hope they remain the best. You need a loan? Check out Branch. You need to invest? Branch still has you covered!
19 people found this review helpful
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Krushna Solunke
21 August 2025
Very Good App! The Branch Loan App is very helpful and easy to use. The loan process is quick, simple, and without too much paperwork. Money gets credited on time, and repayment options are flexible. Customer service is supportive, and overall the app is trustworthy for urgent financial needs. I am very satisfied and recommend it to others.
3 people found this review helpful
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Branch International Financial Services Limited
22 August 2025
Thank you so much for your 5-star rating! It’s great to know that the instant loan feature met your expectations and that the super-fast approval helped when you needed it most. We're thrilled to hear that you found the loan process simple and easy to use. We truly appreciate your feedback and look forward to serving you again.-JF

What's new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.