RING: Get Instant Loans Online

Onemi Technology Solutions Pvt. Ltd.

About this app

RING is India’s trusted credit app for the young and the ambitious, the dreamers and the doers. We are a Made-in-India app that is 100% digital with credit provided by an RBI-registered NBFC (Si Creva Capital
Services Pvt. Ltd), offering long-term and short-term personal loans, and a plethora of payment options.
Customers can avail of credit up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! APR
varies from 18% - 36% per annum. Convenient repayment over 3 to 24 months. Unlock higher pre-
approved loans on timely repayment.

RING follows a human-first approach to customer service. We care deeply about customer safety, and
data protection and take adequate measures to ensure that our customers have a seamless and
delightful experience, at every interaction. Our collection processes are designed to be empathetic and
follow all guidelines prescribed by RBI and MeiTY.

Use RING to unlock awesome benefits:
* Pay at over 8 lakh RING merchant stores across India
* Transfer to your own bank account for quick cash.
* Transact online and offline
* UPI Payments
*Quick Transactional credit
* Power Loan up to Rs. 5 Lakhs
Extra Bonus: Win unbelievable rewards and cashback, each time you transact on RING.
Example of Credit for Small Business Purchases
Loan amount (Principal): ₹ 1,00,000.
Tenure: 12 months.
Interest Rate: 30% per annum.
Processing Fee (incl. GST): ₹ 3000 (3%).
Total Interest: ₹ 16,985.
EMI: ₹ 9747.
APR: 36.86%.
Loan amount is ₹ 1,00,000.
Disbursed amount is ₹ 97,000.
Total loan repayment amount is ₹ 1,16,985.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,985 + ₹3000 = ₹19,985

Why Choose RING?
• Easy credit up to Rs. 2 lakhs
• Quick & Simple Application Process
• Flexible and Multiple Repayment Options
• Instant Approval & Credit Activation
• No Physical Documentation
• No Collateral Required
We work with RBI-registered NBFCs.The NBFCs are as follows:
-Si Creva Capital Services Pvt Ltd
-Poonawalla Fincorp Limited
-MAS Financial Services Limited
Eligibility Criteria:
● Applicant age should be 21 & above
● Indian Nationality
Documents Required:
● PAN
● Aadhaar
We Care For You!

At RING we care about the safety and well-being of our customers. Our collection processes follow RBI
guidelines and reflect our values of empathy and courtesy.
These are our 7 rules of Customer Care:
1. We don't contact customers via any private or personal 10-digit mobile number on WhatsApp or SMS.
2. We don't contact customers for payment collection reminders from personal mobile numbers, foreign
numbers or Internet-based VOIP calls. Our team always calls you from registered landline numbers.
3. We never ask customers to make payments into personal or private bank
accounts. Payments are only collected on our website or the app.
4. All our calls are monitored and recorded. Our agents never use threats or abusive language.
5. We never ask for commission or cutbacks on payments of dues.
6. Our App does not seek permission to access your Contacts List or any other private data.
7. We never call your friends or relatives for repayment of your loan as we do not store your personal
information.
In case you have faced any of the above-mentioned situations, do this:
1. Write to [e-mail] OR call our customer care number on
02241434302/ 02268135496
2. Share with us a screenshot or recording of the message or call.
Address: Office unit 2,3 & 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -
400070. Maharashtra, India.

Disclaimer:
The application is SSL-certified, and all transactions are 100% safe and secure.

Ratings and reviews

Ring is a great app that helps you save money when shopping. It offers easy to use services and has an amazing user-friendly interface. I like the fact that it allows me to pay with my Ring card in shops, which saves time and effort for me because it's not necessary for me to carry cash or cards everywhere go. This app also offers discounts on select categories of products from major brands across various categories such as fashion apparel, electronics etc., so you can get some good...........

I've been using RING since they launched. I find the app easy to use and very user-friendly. The payment options are simple and quick, too. They have a wide range of services that you can choose from including mobile recharges, bill payments, money transfers (within India), etc., which make it easier for customers to pay their bills quickly with just one click on the RING ap...

Notably, RING does not take any percentage of your spending.RING is a reliable application that provides free transaction services. One notable feature is the reward points earned for each transaction, which can be redeemed at the end of the month for items from their shop. I appreciate the user-friendly interface and seamless experience offered by the "RING" app. Its intuitive design makes it easy to navigate, and the quick access to video doorbell footage provides a sense of security.

What's new

UI improvements for enhanced customer experience
Bug fixes and under the hood improvements