KreditBee: Personal Loans, UPI

Finnovation Tech Solutions Pvt Ltd

About this app

KreditBee is an online personal loan app trusted by 70+ million Indians. Enjoy quick personal loans at attractive interest rates hassle-free. Apply for a quick online loan & get the amount directly in bank account. Whether salaried or self-employed, get easy funds anytime, anywhere. Also experience faster, secure and reliable UPI Payments at your fingertips.

● Online personal loans from ₹6,000 to ₹10,00,000
● Interest rates - 12% to 28.5% p.a.
● Tenures - 6 to 60 months
● APR range - 17% to 50%
● Low transaction fees
● Quick loans & easy EMI

Why choose KreditBee?
● Quick online loan
● Low interest rates
● Easy application process
● Fast loan approval
● Seamless and reliable UPI Payments

👉 KreditBee UPI (NPCI approved)—Faster, reliable, & secure payments!
✅ Setup UPI ID by linking your bank account with registered mobile number
✅ Shop online & offline seamlessly
✅ Send & receive money instantly

✨Features of KreditBee personal loan app
✔ Quick Approval – Get a personal loan approved in minutes on our loan app
✔ Flexible Repayment Options – Pay online loan within 6 to 60 months depending on eligibility
✔ Digital process – Enjoy hassle-free documentation with our online personal loan app. Submit documents online
✔ Full Transparency - No hidden costs
✔ Convenient – Get a quick personal loan anytime, anywhere
✔ Languages – English & Hindi

Why KreditBee?
Loan for All Purposes: Finance big purchases, short or long domestic/international trips, education, shopping, wedding expenses, & debt consolidation, emergency home repairs, or medical bills.
Flexible Interest Rates: From 12% to 28.5% per annum.
Security: Partnered only with RBI-certified NBFCs/Banks.

🤝 RBI-registered Lending Partners
Krazybee Services Pvt. Ltd.
PayU Finance India Pvt. Ltd.
Oxyzo Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Cholamandalam Investment and Finance Company Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Tata Capital Ltd.
Northern Arc Capital Ltd.
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
MAS Financial Services Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
* KreditBee is a loan facilitator platform connecting users with our RBI-registered NBFC partners & Banks.

Loans Types

👉 Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan amount of ₹6,000 to ₹10,00,000.

👉 Business Loan: Business loans from ₹6,000 to ₹5,00,000 with flexible tenures of 6 to 48 months.

👉 Two-wheeler Loan: Get a loan up to ₹5,00,000 with flexible tenures of 6 to 60 months.

👉 Loan Against Property: Use plot or property as collateral for up to ₹1 Crore. Repay over a period of upto 20 years with lower interest rates from 12%. Available in major cities across South India.

👉 KreditBee 24K Gold: Buy or sell 24K Gold online easily.

📋 Personal Loan (Example)
Loan Amount: ₹1,00,000
Tenure: 18 months
Interest Rate: 23% p.a.
Processing Fee: ₹4,000 (4%)
Documentation Fees: ₹10
GST on Processing Fee: ₹720
Total Interest: ₹19,189
EMI: ₹6,621
APR: 29.66%
Amount Disbursed: ₹95,270
Total Repayment Amount: ₹1,19,189

📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income

Steps to avail a loan
1. Install KreditBee app
2. Sign up using mobile number
3. Submit PAN number & check eligibility
4. Upload KYC docs & address proof to verify profile
5. Choose amount & tenure
6. Provide bank A/C details
7. Disburse money into bank account

Queries?
📧Mail: [e-mail]
📱Call: 080-44292200/080-68534522
🏢Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.

With KreditBee, you get a loan app, & financial companion. Our customer support team will assist you throughout your loan journey. Unlock possibilities with KreditBee!

Ratings and reviews

I love😘 the apps! Thank you so much to everyone algorithm. You'd stop an entry and it'd be several seconds before it'd actually stop and those extra seconds are added to the entry. But now download faster and more stable The app is sooo much faster download. This is syncing happens pretty much every time you open the app, start, stop, or edit an entry, so it was a real pain to use. Not to mention being unable to use the app when it's syncing because its literally stop responding until it's don.

​I have been a loyal customer of KreditBee for over 1.5 years. Initially, I took a loan of ₹5,000–₹10,000 and repaid it strictly on time to maintain a good relationship. However, since then, I have been stuck in a loop. Every time I check, I am told to "wait for 2 months." This has been happening for 18 months now! ​It is very frustrating that even after perfect repayment history, the app is not providing further credit. If you don't value timely payers, what is the point of using the app

I love this app. I've been using more than 3 months Easy to use. now the performance is faster and more stable. Although you still can't use it while syncing it completely freezes until that's done. The lag used to be a real issue, it was extremely laggy. Not to mention being unable to use the app when it's syncing because its literally stop responding until it's done. You'd stop an entry, wait several seconds, which made the app a pain. I've used Keep on my laptop and now on my phone📳 as welco

What’s new

Bug fixes