KreditBee: Personal Loans, UPI

Finnovation Tech Solutions Pvt Ltd

About this app

KreditBee is an online personal loan app trusted by 70+ million Indians. Enjoy quick personal loans at attractive interest rates hassle-free. Apply for a quick online loan & get the amount directly in bank account. Whether salaried or self-employed, get easy funds anytime, anywhere. Also experience faster, secure and reliable UPI Payments at your fingertips.

● Online personal loans from ₹6,000 to ₹10,00,000
● Interest rates - 12% to 28.5% p.a.
● Tenures - 6 to 60 months
● APR range - 17% to 50%
● Low transaction fees
● Quick loans & easy EMI

Why choose KreditBee?
● Quick online loan
● Low interest rates
● Easy application process
● Fast loan approval
● Seamless and reliable UPI Payments

👉 KreditBee UPI (NPCI approved)—Faster, reliable, & secure payments!
✅ Setup UPI ID by linking your bank account with registered mobile number
✅ Shop online & offline seamlessly
✅ Send & receive money instantly

✨Features of KreditBee personal loan app
✔ Quick Approval – Get a personal loan approved in minutes on our loan app
✔ Flexible Repayment Options – Pay online loan within 6 to 60 months depending on eligibility
✔ Digital process – Enjoy hassle-free documentation with our online personal loan app. Submit documents online
✔ Full Transparency - No hidden costs
✔ Convenient – Get a quick personal loan anytime, anywhere
✔ Languages – English & Hindi

Why KreditBee?
Loan for All Purposes: Finance big purchases, short or long domestic/international trips, education, shopping, wedding expenses, & debt consolidation, emergency home repairs, or medical bills.
Flexible Interest Rates: From 12% to 28.5% per annum.
Security: Partnered only with RBI-certified NBFCs/Banks.

🤝 RBI-registered Lending Partners
Krazybee Services Pvt. Ltd.
PayU Finance India Pvt. Ltd.
Oxyzo Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Cholamandalam Investment and Finance Company Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Tata Capital Ltd.
Northern Arc Capital Ltd.
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
MAS Financial Services Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
* KreditBee is a loan facilitator platform connecting users with our RBI-registered NBFC partners & Banks.

Loans Types

👉 Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan amount of ₹6,000 to ₹10,00,000.

👉 Business Loan: Business loans from ₹6,000 to ₹5,00,000 with flexible tenures of 6 to 48 months.

👉 Two-wheeler Loan: Get a loan up to ₹5,00,000 with flexible tenures of 6 to 60 months.

👉 Loan Against Property: Use plot or property as collateral for up to ₹1 Crore. Repay over a period of upto 20 years with lower interest rates from 12%. Available in major cities across South India.

👉 KreditBee 24K Gold: Buy or sell 24K Gold online easily.

📋 Personal Loan (Example)
Loan Amount: ₹1,00,000
Tenure: 18 months
Interest Rate: 23% p.a.
Processing Fee: ₹4,000 (4%)
Documentation Fees: ₹10
GST on Processing Fee: ₹720
Total Interest: ₹19,189
EMI: ₹6,621
APR: 29.66%
Amount Disbursed: ₹95,270
Total Repayment Amount: ₹1,19,189

📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income

Steps to avail a loan
1. Install KreditBee app
2. Sign up using mobile number
3. Submit PAN number & check eligibility
4. Upload KYC docs & address proof to verify profile
5. Choose amount & tenure
6. Provide bank A/C details
7. Disburse money into bank account

Queries?
📧Mail: [e-mail]
📱Call: 080-44292200/080-68534522
🏢Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.

With KreditBee, you get a loan app, & financial companion. Our customer support team will assist you throughout your loan journey. Unlock possibilities with KreditBee!

Ratings and reviews

I love the app! But now download faster and more stable. You'd stop an entry and it'd be several seconds before it'd actually stop and those extra seconds are added to the entry. This is syncing happens pretty much every time you open the app, start, stop, or edit an entry, so it was a real pain to use. Thank you so much to everyone algorithms. Not to mention being unable to use the app when it's syncing because its literally stop responding until it's done. The app is sooo much faster download.

The app has always been one of my favorites, but previously it was extremely laggy. Every time you stopped an entry, it took several seconds to actually end, which added unnecessary time. Syncing happened constantly and caused the app to freeze until it was done, making it a real struggle to use. I've used Keep on both my laptop and my phone, so I dealt with this often. Thankfully, the new update provides much faster response times, better stability, and smoother performance overall. love you

This is a great app! I'm just giving two stars because I was enjoying the app experience until recently when the transfers made to other accounts started to give me an error that payee's account can't receive payments"I initially thought it is a problem with the payee account, had a lot of phone calls exchange with the payee only to find out everything was okay from there end. Then it occurred to me to make transactions with a browser, and to my surprise, Definitely something wrong with the app.

What’s new

Bug fixes