mPay mobile payments

mPay S.A.

Contains ads

About this app

PUBLIC TRANSPORTATION
Purchase public transportation tickets without the need to look for
other points of sale.

MPAY GO!
You will quickly and conveniently find the best and most affordable
connection.

PARKING
Pay for your vehicle's parking without searching for change and
parking meters. Save money by charging by the minute.

HIGHWAYS
No queues at stationary ticket outlets or congestion at gates.

PKP INTERCITY
Train timetables and tickets of the largest rail carrier connecting the
largest cities in Poland.

RAILROADS AND BUSES
Queue-free and convenient with mPay's multi-search engine for
connections.

INSURANCE
Travel insurance? School accident insurance? How about liability
insurance (OC) or breakdown cover (AC)? Are you going on a trip?
Do you want to insure your child? Or maybe you need OC/AC
insurance? In 30 seconds you will compare offers and buy insurance suitable for you.

LOANS
No unnecessary formalities, instant decision and money on your
account in a few minutes.

IN-APP TRANSFERS
Convenient transfers to other mPay users or to any bank account in
Poland.

SERVICES FOR COMPANIES
The service allows you to automate payments, gain full control over
them and facilitate monthly billing.
In mPay you can also find top-ups or tickets to places such as the
Tatra National Park or the Warsaw Zoo.

MPAY CLUB
Did you know that you can collect points using the mPay app and
exchange them for rewards? Join our club today and check out
what we have prepared for you!

Additional information regarding the LOAN service

The minimum and maximum loan period available to the customer a
via mPay S.A. is 61 days. Minimum and maximum
The APR for the first loan is 0%, subject to repayment
loans within 61 days. Maximum APR for your next loan
is 77.16% provided that the loan is repaid within 61 days.
The lender is Soony Finance sp. z o.o. Loan granting
depends on the result of the applicant's creditworthiness assessment.
A representative example for the first loan granted for
via mPay S.A.: Actual Annual Rate
Interest rates (APR) are 0% assuming: total amount
loans PLN 1,100; total amount to be paid PLN 1,100;
fixed interest rate 0% per annum; total loan cost PLN 0;
contract for 61 days. As of April 10, 2024. A representative example for another loan granted via mPay S.A.: Actual Annual Interest Rate (APR) 77.16% with the assumptions: total loan amount PLN 2,900; total amount to be paid PLN 3,190; fixed interest rate 0% per annum; total cost of the loan PLN 290 (commission PLN 290, interest PLN 0); contract for 61 days. As of April 10, 2024

The administrator of personal data is Soon Finance sp. z o. o. With
based in Warsaw at ul. Żwirki i Wigury 16c, 02-092 Warszawa.
NIP: 525-253-13-20, REGON: 146101268. District Court for the Capital City of Warsaw
Warsaw in Warsaw, 14th National Commercial Division
Court Register, KRS 0000418977, entry number in the Register of Credit Intermediaries and Loan Institutions kept
by the Polish Financial Supervision Authority is RIP000020. Capital
share capital in the amount of PLN 40,019,100. Any information about
principles of personal data processing, purposes for which they are processed, legal basis for processing, categories of recipients of personal data, data processing period, necessity or voluntary nature of providing personal data and the consequences of failure to provide them, automated decision-making and your rights can be found in our Privacy Policy: https://www.vivus.pl/polityka-prywatnosci

Ratings and reviews

It does work, although not always. It's very unintuitive and confusing. It has fees for monetary operations AND advertisement - one of which is a button right above the ticket option and frequently changes places with it - it's easy to click it on accident, plus 15 second ads after purchase. Not recommended.

Application is so slow that sometimes i can reach my tram destination before my ticket is buyed. Errors, bugs and problems are very common, honestly there wasnt a one use of the app with no problem, there's always something, few times finalization wasnt even possible. 3 stars only because i like the idea very much, app can be very very usefull if it will start to running smooth and without errors and bugs, hope for the best in future :)

UI is getting worse and worse. I just want to buy tickets, but I have to go through some unnecessary amount of steps. Especially annoying when I get into train and realise I ran out of funds and I have to go back, recharge, and go again through them to finish buy my ticket E: Odp. na P. pyt. Dodany niedawno kolejny etap w procesie zakupu biletu (mapa) + kiedyś opcja doład. kont. była obok zakupu biletów, bez przechodzenia do innej zakładki. Dla osoby, która tylko kupuje bilet jest to utrudnienie

What's new

Application optimization
Graphic changes
Fixing reported bugs