Qapital: Set & Forget Finances

Qapital, LLC

Mayelana nalolu hlelo lokusebenza

Imigomo yakho, indlela yethu yesayensi yokukusiza ukuthi ulawule izimali zakho... kuyinhlanganisela ephumelelayo esesize abantu abangaphezu kwezigidi ezimbili ukuthi baqale uhambo lwabo oluya enjabulweni yemali.

Sisebenzisa isayensi yokuziphatha, senze uhlelo lokusebenza lwemali oluhlakaniphile olukusiza ukuthi ufinyelele imigomo yakho yezezimali ngaphandle kokushintsha indlela ophila ngayo. Ingxenye engcono kakhulu - indlela yethu isebenza kahle kubabhangqwana njengabantu ngabanye.

Futhi ngenxa yokuthi siyazi ukuthi kulukhuni kangakanani (futhi kuyisicefe) ukunamathela ezinhlelweni zokonga nesabelomali, ukuhlola kwe-Qapital, ukonga kanye namathuluzi okutshala imali akwenzela umsebenzi onzima - ngokuzenzakalelayo.

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I-Qapital yakhelwe phezu komqondo wokuthi injabulo yemali iqondene nomuntu. Kungakho i-Qapital ibeka Izinjongo zakho phambili naphakathi, bese ikusiza ukuthi uhlele indlela osebenzisa ngayo imali, ukonga kanye nokutshala imali eduze kwayo. Futhi awudingi ukuyeka i-akhawunti yakho yasebhange ekhona.

1. Yeka ukwenza ibhajethi, qala i-Qapitalizing
Masibhekane nakho, isabelomali esivamile asisebenzi kubantu abaningi. Ukuphila kungena endleleni, noma sibona into esingenakukwazi ukuphila ngaphandle kwayo ngokuzumayo - sonke sike saba khona. I-Qapital ishintsha amaspredishithi ngamathuluzi emali aklanywe ngokwesayensi akusiza ukuthi ulawule yonke indawo yakho yezezimali.

2. Zikhokhele wena kuqala nge-Payday Divvy™
Umthelela we-Qapital uqala ngesikhathi ukhokhelwa ngaso - I-Payday Divvy ihlukanisa ngokuzenzakalelayo inkokhelo yakho phakathi kwemigomo yesikhathi esifushane neyesikhathi eside, izikweletu kanye nokusetshenziswa kwemali ngokubona kwakho (ungakhathazeki, imali yakho ihlale ikhona ukuze ukhokhe izindleko ezingalindelekile).

3. Yakha imikhuba yemali ephumelelayo ehlala njalo
Isithombe esikhulu endaweni, uQapital uqala ukusebenza ngemininingwane. Ukusebenzisa I-Sweet Spot kwenza kube lula ukulungisa indlela osebenzisa ngayo imali iviki neviki kuyilapho kusakusiza ukuthi wonge ngokuzenzakalelayo uqonde Imigomo yakho. Futhi konke kusebenza ngokusebenzisa imikhuba onayo - kunokuba ulindele ukuthi uqale emisha.

Ukuhlola okuhlakaniphile: I-akhawunti yethu yokuhlola enomshwalense we-FDIC ikunikeza ukufinyelela okusheshayo kumabhalansi okulondoloza, ukudluliselwa kwamahhala osheshayo kusuka ku-Savings Goals, ikhadi ledebithi le-Visa® elisebenza ne-Google Pay, idiphozithi eqondile enokufinyelela kwangaphambi kwesikhathi eshekeni lakho, kanye nenkokhelo yebhilidi. Konke ngaphandle kwanoma yiziphi izinkokhelo ezifihliwe amabhange ajwayelekile akugalisa ngazo.

Ukusebenzisa imali ngobuchule: Umphathi wethu wemali ohlakaniphile uzokusiza wenze umqondo ngemikhuba yakho yokuchitha masonto onke. Zitholele indlela osebenzisa ngayo imali, futhi uzofunda ukuthi uyonga kuphi.

Ukonga okuhlakaniphile: Setha Izinjongo zakho zokonga bese usebenzisa Imithetho yethu ehlakaniphile ukuze wonge ngokuzenzakalelayo. Ungakwazi futhi ukwenza ngokwezifiso Imithetho yakho ngokuhlanganiswa kwethu kwe-IFTTT (sinokumbalwa ukuze uqalise). Yonke i-FDIC-insured kuze kufike ku-$250,000.

Izimali ezabiwe ezihlakaniphile: Idizayinelwe indlela imibhangqwana ephatha ngayo imali ndawonye namuhla, i-Qapital Dream Team™ ikuvumela ukuthi wonge ufinyelele Ezinjongweni ezabiwe futhi nibone okwenziwa omunye nomunye ngaphandle kokuyeka ama-akhawunti akho ngamanye.

Ukutshala imali okuhlakaniphile: I-Qapital Invest itshala imali kubantu abathanda umbono wokutshala imali kodwa abazi ukuthi baqale kuphi. Misa Imigomo yakho, khetha iphothifoliyo kanye nomugqa wesikhathi, bese usishiyela i-nitty gritty. Ihlakaniphile.

I-QAPITAL, QAPITAL INVEST kanye namalogo e-QAPITAL kanye ne-Q izimpawu zokuthengisa ezibhalisiwe ze-Qapital, LLC. Copyright © 2022 Qapital, LLC. Wonke Amalungelo Agodliwe. I-Qapital ayilona ibhange. Izinsiza zebhange ezihlinzekwa yi-Lincoln Savings Bank, i-FDIC yeLungu namanye amabhange abambisene nawo. I-Qapital Visa® Debit Card ekhishwe i-Lincoln Savings Bank, iLungu le-FDIC.

I-Qapital Invest LLC (“Qapital Invest”) ingumeluleki Wokutshalwa Kwezimali Obhalisiwe we-SEC. Ulwazi olunikezwe lapha ololwazi kanye nezinjongo zemfundo jikelele kuphela futhi akusona iseluleko sokutshalwa kwezimali noma sezezimali. Ukutshala imali kubandakanya ubungozi; ungase ulahlekelwe yimali, kuhlanganise nokulahlekelwa uthishanhloko. Izinsizakalo zokuthengiselana ezinikezwa amaklayenti e-Qapital Invest yi-Apex Clearing Corporation, umthengisi obhalisiwe we-SEC kanye nelungu le-FINRA/SIPC. Ukutshalwa kwezimali akuqinisekisiwe yi-FDIC kodwa kuvikelwa yi-SIPC.

Yini entsha

Effortless money movement is always our focus, but especially this week!
Here's what's new:
* Rules are now conveniently located in the funding tab.
* You can set up direct deposit when you open a Spending account.
* More users will get access to Payday Divvy, a feature that automatically splits your paycheck into your goals when you get paid.