Marcus by Goldman Sachs®

Goldman Sachs

About this app

Marcus by Goldman Sachs offers personal finance tools to help you save, borrow, and invest. Grow your money with a high-yield Online Savings Account, high-yield CDs and No-Penalty CDs. Automate your investing with Marcus Invest. And you can connect thousands of financial institutions to Marcus Insights -- free tools and trackers that help you organize and optimize your finances.

GROW AND MANAGE YOUR SAVINGS
Grow your money on the go with our high-yield Online Savings Account and Certificates of Deposit.
-Earn a competitive rate on our Online Savings Accounts, No-Penalty CDs and high-yield CDs
-No minimum deposit to open an Online Savings Account
-FDIC-Insured

AUTOMATE YOUR INVESTING
Marcus Invest helps take on some of the work of investing. Our managed portfolios of ETFs are designed to keep costs low and optimized to help balance risk and returns. Plus, you can customize your investing approach by selecting one of our Goldman Sachs investment strategies.
-Get a managed portfolio recommended for your risk level and investment goals
-Portfolios built to include low-cost ETFs that have been vetted by Goldman Sachs professionals
-Open your investment or retirement account with as little as $1,000

EARN REWARDS TOWARD A GM VEHICLE
With a GM Rewards Card, you can earn toward a GM vehicle.
-Apply for the My GM Rewards Card, GM Business Card or GM Extended Family Card
-Earn on your everyday purchases

OPTIMIZE YOUR FINANCES WITH HELP FROM MARCUS INSIGHTS
Our free smart tools and trackers are designed to help you see your money clearly and make empowered financial decisions. Marcus Insights is free to use even if you’re not already a Marcus customer.
-Link external accounts to see and track your finances in one place
-Explore your spending breakdown by category
-Visualize your cash flow

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2023 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., which is an SEC registered broker-dealer and investment adviser, and member FINRA (https://www.finra.org) & SIPC (https://www.sipc.org). Research our firm at FINRA's BrokerCheck (https://brokercheck.finra.org/). Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. Any information provided prior to opening a Marcus Invest account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about Marcus Invest offerings, visit our Full Disclosures (https://www.marcus.com/us/en/disclosure/invest-disclosures).

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, go to mygmrewardscard.com.
Investment products are:
∙ NOT FDIC INSURED
∙ NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA
∙ SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

© 2023 The Goldman Sachs Group, Inc. All rights reserved.

Ratings and reviews

I was transitioned from Capital One to Marcus. The Marcus app falls short of the Capital One app in many ways. It's lacking basic things like alerts. The quotes on the main page are a waste of real estate. Customer service is not very familiar with the app, that is if you can get someone after waiting for hours. Now almost a year later, nothing has changed. It's still terribly slow. It takes a minute to get logged in.

Needs streamlining and simplifying. Notifications are disabled on Android. And I agree with a previous reviewers that the front page has wasted space. Just completely remove the useless quotes or redundant colored banner that take up half the screen. Remove the splash screen that loads when we log in. Increase speed of loading time from point of signing in & going straight to our detailed balances. It's a banking app, extra graphics are not needed. I want to navigate less and scroll less.

After coming from Capital One's app to make my credit card payments this is a huge step back words. It is the 2020's and this should be standard for ALL credit cards to help combat fraud. No real time transaction alerts. The easiest way to stop credit card fraud is to shutdown the card immediately. The app does not give any indication or email alert if a pending payment is being made. This has caused me to make several double payments. I will be looking for a different credit card.

What's new

Our latest release includes minor bug fixes and performance improvements. We’re always working to make the Marcus app better for you. Enjoying the Marcus app? We’d love to hear about it! Please consider leaving us a rating or review.