Debt Tracker
Iqukethe izikhangisoUkuthenga ngaphakathi nohlelo
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Mayelana nalolu hlelo lokusebenza
I-Debt Tracker iyisicelo sokuphatha izikweletu zakho eziklanyelwe ukukusiza ugcine irekhodi eliphelele labo bonke abantu abakukweleta imali nalabo obakweletayo. Leli thuluzi lisebenza njengomphathi wezikweletu, elikuvumela ukuthi ugcine ukulawula okusebenzayo nokunemininingwane ekukhokheni izikweletu.
Izici:
- Gcina irekhodi labo bonke abantu abakukweleta imali. Ingumphathi wezikweletu omuhle kakhulu wokulawula izikweletu zakho zomuntu siqu kanye nemali ebolekwe abanye.
- Phatha izikweletu zakho ngokuphumelelayo, usebenzisa uhlelo lwethu ukuqapha izikweletu kanye nezinkokhelo ezenziwe.
- Thola imininingwane enemininingwane ngesikweletu ngasinye, okuhlanganisa inani, uhlobo lwemali, nezinkokhelo ezenziwe. Sebenzisa i-tracker yezikweletu ukuze uqaphe ukuqhubeka kwenkokhelo yesikweletu sakho.
- Finyelela kumlando womhlaba wazo zonke izikweletu zakho, ezikhokhiwe nezilindile. Leli thuluzi lokulawula izikweletu lisiza ukuqapha nokuphathwa kwesimo sakho sezezimali.
- Faka izinkokhelo ezingaphelele zesikweletu ngasinye, okuvumela ukulandelela ukukhokhelwa kwezikweletu okuguquguqukayo.
- Khetha phakathi kwezindlela ezimbili zokubuka uhlu lwezikweletu: kuhlangene futhi kunwetshiwe.
- Yenza ama-backups amarekhodi akho ukuze uqinisekise ukulondolozwa kwawo noma ukuhambisa ukudluliselwa kwawo.
> Ingabe lolu hlelo lokusebenza lungangisiza ngilawule ukuthi ubani engikweletayo nokuthi ubani ongikweletayo?
Yebo, inhloso enkulu yalolu hlelo lokusebenza ukukuvumela ukuthi ulawule kokubili abantu abakukweleta imali nalabo obakweletayo, ngaleyo ndlela kube lula ukuphathwa kwezikweletu zakho. Udinga nje ukuvula uhlelo lokusebenza bese ucindezela inkinobho ukwengeza isikweletu esisha. Ungakhetha inani kanye nohlobo lwemali, udale oxhumana naye ngaphakathi kohlelo lokusebenza noma ukhethe oyedwa koxhumana nabo abakhona, futhi wengeze imininingwane efana nomqondo kanye nosuku. Ngakho-ke, uzogcina amarekhodi akho esikweletu evuselelwa ngokushesha nangempumelelo, usebenzisa i-tracker yezikweletu zakho.
> Kwenzekani uma isikweletu sesiqediwe?
Uma othintana naye ekhokha isikweletu noma ukhokha isikweletu, ungasimaka njengesixazululiwe esicelweni. Lesi sikweletu sizongena emlandweni, ukuze ukwazi ukugcina irekhodi laso, nakuba singeke sibonakale sisebenza. Lokhu kukuvumela ukuthi ugcine ukulandelela okucacile kwezikweletu zakho nezinkokhelo zakho ezilindile, kukwenze kube isilandeleli senkokhelo esisebenzayo.
> Ngingakwazi ukwengeza izinkokhelo ezingaphelele esikweletini?
Kunjalo! Uma othintana naye ebuyisela ingxenye yemalimboleko kuphela, ungarekhoda le nkokhelo esicelweni. Isikweletu sizohlala simakwe njengesilindile kuze kuqedwe isamba sokukhokha. Kuyenzeka wengeze futhi uguqule izinkokhelo ezingaphelele nganoma yisiphi isikhathi, kube lula ukulawulwa kwezikweletu okuqhubekayo.
> Kungenzeka yini ukuba nezikweletu ngezimali ezahlukene?
Yebo. Ungasetha uhlobo lwemali oluzenzakalelayo, kodwa futhi ulushintshe njengoba kudingeka, okukuvumela ukuthi uphathe izikweletu eziningi ngezinhlobo zemali ezahlukene. Isifinyezo esiphelele sizohlukaniswa ngohlobo lwemali.
> Kwenzekani uma ngishintsha amadivaysi noma ngiwalahlekela? Ngingakwazi ukwenza ikhophi yasenqolobaneni?
Impela, umsebenzi wokuthekelisa isikweletu uyatholakala kubasebenzisi be-Premium, okuvumela ukuthi udale ifayela eliyisipele. Uma ushintsha amadivayisi noma kulahleke, ungasebenzisa leli fayela ukuze ubuyisele ngokuphelele irekhodi lakho lesikweletu.
> Agcinwa kanjani amarekhodi ezikweletu zami? Ingabe zithunyelwa noma kuphi?
Cha, amarekhodi akho ezikweletu agcinwa kuphela kusizindalwazi sangaphakathi sohlelo lokusebenza futhi awathunyelwa ngaphandle kocingo lwakho ngaphansi kwanoma yiziphi izimo.
Kafushane, I-Debt Tracker iyimenenja yezikweletu zakho siqu esiza ukulandelela okuphelele kwakho kokubili izikweletu zakho kanye nalezo ozikweletayo. Yilande manje futhi uqale ukuphatha izikweletu zakho ngendlela efanele!
Izici:
- Gcina irekhodi labo bonke abantu abakukweleta imali. Ingumphathi wezikweletu omuhle kakhulu wokulawula izikweletu zakho zomuntu siqu kanye nemali ebolekwe abanye.
- Phatha izikweletu zakho ngokuphumelelayo, usebenzisa uhlelo lwethu ukuqapha izikweletu kanye nezinkokhelo ezenziwe.
- Thola imininingwane enemininingwane ngesikweletu ngasinye, okuhlanganisa inani, uhlobo lwemali, nezinkokhelo ezenziwe. Sebenzisa i-tracker yezikweletu ukuze uqaphe ukuqhubeka kwenkokhelo yesikweletu sakho.
- Finyelela kumlando womhlaba wazo zonke izikweletu zakho, ezikhokhiwe nezilindile. Leli thuluzi lokulawula izikweletu lisiza ukuqapha nokuphathwa kwesimo sakho sezezimali.
- Faka izinkokhelo ezingaphelele zesikweletu ngasinye, okuvumela ukulandelela ukukhokhelwa kwezikweletu okuguquguqukayo.
- Khetha phakathi kwezindlela ezimbili zokubuka uhlu lwezikweletu: kuhlangene futhi kunwetshiwe.
- Yenza ama-backups amarekhodi akho ukuze uqinisekise ukulondolozwa kwawo noma ukuhambisa ukudluliselwa kwawo.
> Ingabe lolu hlelo lokusebenza lungangisiza ngilawule ukuthi ubani engikweletayo nokuthi ubani ongikweletayo?
Yebo, inhloso enkulu yalolu hlelo lokusebenza ukukuvumela ukuthi ulawule kokubili abantu abakukweleta imali nalabo obakweletayo, ngaleyo ndlela kube lula ukuphathwa kwezikweletu zakho. Udinga nje ukuvula uhlelo lokusebenza bese ucindezela inkinobho ukwengeza isikweletu esisha. Ungakhetha inani kanye nohlobo lwemali, udale oxhumana naye ngaphakathi kohlelo lokusebenza noma ukhethe oyedwa koxhumana nabo abakhona, futhi wengeze imininingwane efana nomqondo kanye nosuku. Ngakho-ke, uzogcina amarekhodi akho esikweletu evuselelwa ngokushesha nangempumelelo, usebenzisa i-tracker yezikweletu zakho.
> Kwenzekani uma isikweletu sesiqediwe?
Uma othintana naye ekhokha isikweletu noma ukhokha isikweletu, ungasimaka njengesixazululiwe esicelweni. Lesi sikweletu sizongena emlandweni, ukuze ukwazi ukugcina irekhodi laso, nakuba singeke sibonakale sisebenza. Lokhu kukuvumela ukuthi ugcine ukulandelela okucacile kwezikweletu zakho nezinkokhelo zakho ezilindile, kukwenze kube isilandeleli senkokhelo esisebenzayo.
> Ngingakwazi ukwengeza izinkokhelo ezingaphelele esikweletini?
Kunjalo! Uma othintana naye ebuyisela ingxenye yemalimboleko kuphela, ungarekhoda le nkokhelo esicelweni. Isikweletu sizohlala simakwe njengesilindile kuze kuqedwe isamba sokukhokha. Kuyenzeka wengeze futhi uguqule izinkokhelo ezingaphelele nganoma yisiphi isikhathi, kube lula ukulawulwa kwezikweletu okuqhubekayo.
> Kungenzeka yini ukuba nezikweletu ngezimali ezahlukene?
Yebo. Ungasetha uhlobo lwemali oluzenzakalelayo, kodwa futhi ulushintshe njengoba kudingeka, okukuvumela ukuthi uphathe izikweletu eziningi ngezinhlobo zemali ezahlukene. Isifinyezo esiphelele sizohlukaniswa ngohlobo lwemali.
> Kwenzekani uma ngishintsha amadivaysi noma ngiwalahlekela? Ngingakwazi ukwenza ikhophi yasenqolobaneni?
Impela, umsebenzi wokuthekelisa isikweletu uyatholakala kubasebenzisi be-Premium, okuvumela ukuthi udale ifayela eliyisipele. Uma ushintsha amadivayisi noma kulahleke, ungasebenzisa leli fayela ukuze ubuyisele ngokuphelele irekhodi lakho lesikweletu.
> Agcinwa kanjani amarekhodi ezikweletu zami? Ingabe zithunyelwa noma kuphi?
Cha, amarekhodi akho ezikweletu agcinwa kuphela kusizindalwazi sangaphakathi sohlelo lokusebenza futhi awathunyelwa ngaphandle kocingo lwakho ngaphansi kwanoma yiziphi izimo.
Kafushane, I-Debt Tracker iyimenenja yezikweletu zakho siqu esiza ukulandelela okuphelele kwakho kokubili izikweletu zakho kanye nalezo ozikweletayo. Yilande manje futhi uqale ukuphatha izikweletu zakho ngendlela efanele!
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Le app ingabelana ngalezi zinhlobo zedatha nezinkampani ezingahlobene ngqo
Ulwazi lwezezimali, Umsebenzi wohlelo lokusebenza nabanye abangu-2
Ayikho idatha eqoqiwe
Funda kabanzi mayelana nokuthi onjiniyela bakuveza kanjani ukuqoqwa
Idatha ibetheliwe lapho ithunyelwa
Idatha ayikwazi ukusulwa
Izilinganiso nezibuyekezo
4.4
286 izibuyekezo
Yini entsha
This new version includes several significant improvements: it is now possible to edit the date of partial debt payments, toggle between two debt viewing modes (compact and extended) as preferred, and enjoy an enhanced presentation of currency formats, which now include thousand separators for clearer reading. Additionally, we have made various minor improvements and fixed known issues to optimize the overall user experience.
