Piere: Budget, Plan, Save

UniversTech

In-app purchases

About this app

Your money should always be where it can work the hardest for you.

Piere is the smart, automated money app that helps you budget in seconds, understand your spending, and automatically move your money toward your goals — without spreadsheets, stress, or micromanaging every transaction. It works with nearly any bank, all from within a single app.

Whether you’re saving, paying off debt, or just trying to feel more in control, Piere creates customized money plans in seconds, turning everyday money decisions into something simple, clear, and proactive.

What makes Piere different

🧠 Tailored AI that actually helps
Piere doesn’t just show you how to grow, it manages growth for you. With AI-powered automation, Piere monitors your accounts and proactively suggests or creates smart transfers between your own bank accounts.

⚙️ Moves™ — automated money transfers
Set rules once and let Piere do the rest. Automatically move money when you get paid, when balances change, or when spending patterns shift.

📊 Smart budgeting that adapts to real life
Budgets shouldn’t break when life happens. Piere’s 2-tap budgets create themselves in seconds, adjusting to your behavior and help you course-correct without guilt.

🔍 Crystal-clear spending insights
Understand where your money is going with clean categories, visual reports, and daily insights that actually make sense.

🗺️ MyPlan™ — your personalized money roadmap
Get a dynamic plan tailored to your goals, income, and habits, and watch it evolve as your life changes.

🎮 Learn while you use it
Through fun, low-pressure financial challenges and insights, Piere helps you build confidence with money — without lectures.

🔐 Private & secure by design
Your data is encrypted and protected. Piere never sells your personal financial information.

Perfect for you if you want to:

- Build a budget that sticks
- Save without thinking about it
- Automate smart money decisions
- Understand spending at a glance
- Feel calm and confident about money again

Key Features

• AI-powered budgeting
• Automated savings & transfers
• Spending tracking & insights
• Custom money rules (Moves™)
• Personalized financial plans (MyPlan™)
• Secure bank connections
• Clean, intuitive design

Ratings and reviews

Didn’t think I’d find something I actually liked after trying a few different apps, but here we are. Most of them either felt confusing or tried to do way too much. This one feels calmer somehow. I don’t dread opening it and I don’t feel like I have to “manage” it constantly. Been using it pretty regularly for a few weeks now and it’s stuck, which is rare for me

The Android app seems a little half-baked. It sends a lot of notifications, but clicking them does nothing. Doesn't even open the app, let alone deep linking to the relevant content. Too many useless notifications and only one notification category, so you either have to disable them all or nothing. The process for "reconnecting" accounts requiring 2FA is too cumbersome and time consuming.

Honestly, it's a pretty solid app. Came from Mint and found this. By far the best free app I've found so far. Sometimes I have sync issues (with institutions connecting and updating, no notification if it isnt working) or login issues. For instance, I have biometrics set but I still have to hit I'm already a user to get prompted. The support is great and always trying to make it better so I'm just happy to have found something that is a great way to manage my net worth without having pay.

What’s new

Give your money new moves with Piere 5.0! Whether you’re a financial tango pro or your saving money skills are rhythmically challenged, Piere never skips a beat with the introduction of Moves:

- Transfer funds between your connected deposit accounts, all from within Piere
- Boost savings and cover expenses automatically with manual and AI-crafted plans
- AutoMove can initiate and manage each plan’s transfers for you
- Works with nearly any connected bank in the US and Canada