Piere: Self-Driving Money

UniversTech

In-app purchases

About this app

Let your money move you.

Piere is the money app that plans ahead, then acts for you. Using agentic AI, Piere analyzes your finances, creates a personalized MyPlan™, and automates smart money Moves across all your connected accounts. Grow your savings, cut debt, and optimize your cashflow without lifting a finger.

Whether you want to build wealth, break the paycheck-to-paycheck cycle, or finally make progress on your goals, Piere is designed to make growing money feel effortless.

▶ MyPlan™: Your AI financial roadmap

Piere’s AI sees your whole financial picture, including income, bills, debts, and spending habits. Then it builds a customized plan to do more with your money: increase savings, repay debt, or move money to the account where it can work the hardest. Your MyPlan™ updates automatically as your life changes, and gives you turn-by-turn financial guidance toward better outcomes.

- Personalized for your life and goals
- Adjusts to real-time income and spending
- Shows you exactly what to do next

▶ Moves – Automation that’s always in motion

Once you approve a plan, Piere’s AI goes to work. Piere transfers money between your connected accounts – automatically*, safely, and on schedule.

- Pay off debt at just the right time
- Save more while you sleep
- Move money where it works hardest

You can review every Move before it happens or let Piere handle it all in the background.

▶ Stay safe and in control

Piere only moves your money when it meets rules you choose. Set alerts, minimum balances, and other safe conditions so you never feel out of the loop.

▶ Built for everyday life

Whether you’re saving up, catching up, or starting over, Piere helps you:

- Skip the guesswork
- Stick to your goals
- Avoid overdrafts
- Feel more confident with money

▶ Simple setup. Big impact.

Connect your accounts in minutes. Then let Piere do the work. Use Piere’s core features for free, or upgrade for about the cost of a Frappuccino® if you want Piere to do more with your money.

*Fully automated Moves arriving second half 2025. Manual moves are presently supported.

Ratings and reviews

I've finally uninstalled Pierre after the app once again stopped prompting for a fingerprint to access the app. This has been an issue that has come up multiple times over the 8 months I've had the app, and has been periodically resolved, but feels like a sign of how important they view security. I also now have a full half of my 12 accounts unable to sync, stating that Pierre is upgrading the connection, but these have all been like this for months. Anyway, cool idea, nice UI, poor execution.

The Android app seems a little half-baked. It sends a lot of notifications, but clicking them does nothing. Doesn't even open the app, let alone deep linking to the relevant content. Too many useless notifications and only one notification category, so you either have to disable them all or nothing. The process for "reconnecting" accounts requiring 2FA is too cumbersome and time consuming.

Honestly, it's a pretty solid app. Came from Mint and found this. By far the best free app I've found so far. Sometimes I have sync issues (with institutions connecting and updating, no notification if it isnt working) or login issues. For instance, I have biometrics set but I still have to hit I'm already a user to get prompted. The support is great and always trying to make it better so I'm just happy to have found something that is a great way to manage my net worth without having pay.

What’s new

This build includes some pre-fetch enhancements, and addresses PTR not working on NW.