OkCredit: Ledger, UPI, Billing

PSI PHI Global Solutions Private Ltd.

Iqukethe izikhangiso

Mayelana nalolu hlelo lokusebenza

OkCredit: phatha ibhizinisi lakho kalula

Kwenziwe nge-❤️ e-India 🇮🇳

I-OkCredit ingumsizi wakho webhizinisi omethembayo, onomgomo wokukusiza ukhulise ibhizinisi lakho ngokukunika amandla ngobuchwepheshe.

🌟 Joyina izigidi zamabhizinisi asebenzisa i-OkCredit ukuze aphathe ibhizinisi lawo

⭐️ Ungakhathazeki uma wena noma abasebenzi bakho ningakhululekile ukusebenzisa izinhlelo zokusebenza. I-OkCredit yakhelwe ukuthi ibe lula kakhulu ukuyisebenzisa. Uma ungasebenzisa i-WhatsApp, uzokwazi futhi ukusebenzisa i-OkCredit kalula kakhulu. I-OkCredit isekela izilimi zaseNdiya ezingu-11 - isiHindi, isiMarathi, isiGujarati, isiTelugu, isiTamil, isiKannada, isiMalayalam, isiPunjabi, isiBengali, isiHinglish, nesiNgisi

⭐️ Izinzuzo zokusebenzisa i-OkCredit:
- Khulisa ibhizinisi lakho
- Yenza lula ukusebenza kwebhizinisi lakho (i-ledger, ukukhokha, izinkokhelo, isitoko, nokuningi)
- Yakha ukwethembana namakhasimende akho nabaphakeli bakho
- Gcina isikhathi, ongasichitha nomndeni wakho kanye nabathandekayo bakho
- Thola ukufinyelela emalimboleko yebhizinisi ukuze ukhulise ibhizinisi lakho nakakhulu
- Yiba yingxenye yenguquko yeDigital India

📚 I-Ledger (Khata) - Gcina umbhalo walokho imali ozoyithola kumakhasimende akho kanye nemali oyidingayo ukuze uyikhokhele abahlinzeki bakho. Yakha ukwethembana namakhasimende ngokwabelana ngokuzenzakalelayo amabhalansi e-akhawunti ngokushesha ngemva kwakho konke okwenziwayo. Hlola imibiko enemininingwane (nezitatimende) ukuze ulandelele impilo yebhizinisi lakho.

💵 Izinkokhelo (I-UPI) - Qoqa izinkokhelo kumakhasimende akho futhi ukhokhele abahlinzeki bakho usebenzisa i-UPI, i-net banking, ikhadi ledebithi, njll. Skena noma iyiphi i-QR ukuze ukhokhe, futhi ubonise i-QR ekhasimendeni ukuze liqoqwe. Khokha ngokuzenzakalelayo ibhalansi yeleja ekukhokheni. Sebenzisa i-UPI ngokuqondile ngaphakathi kohlelo lokusebenza lwe-OkCredit (elifana ne-BHIM UPI, PhonePe, PayTM, GooglePay), egunyazwe yi-NPCI. Thumela futhi wamukele izinkokhelo nge-BHIM UPI kanye namabhange angaphezu kuka-100.

QAPHELA: Ngokuhambisana nemihlahlandlela ye-NPCI, ukubophezela kwe-SIM kuyadingeka ukuze kugunyazwe ukuthengiswa kwe-UPI. Sicela imvume ye-SMS efanayo.

🧾 Ukukhokhisa - Yenza izikweletu (i-kacha bill, i-pakka bill, ibhili ye-GST, ibhili elingeyona eye-GST) bese wabelana ngazo namakhasimende akho noma ama-accountant. Faka ngokuzenzakalelayo ebhukwini uma isikweletu singakhokhiwe. Qoqa izinkokhelo zezikweletu zakho (i-UPI, i-net banking, njll). Khetha futhi ubuyekeze izinto esitokweni lapho udala izikweletu.

💰 Amaqoqo - Thumela izikhumbuzi zokukhokha ezizenzakalelayo kumakhasimende akho nge-WhatsApp noma i-SMS. Setha izikhumbuzi eziyinqwaba. Ungalokothi uphuthelwe idethi yamanqamu, yonga ukulahlekelwa.

📦 Isitoko - Gcina umkhondo wesitoko sakho futhi uphathe i-inventory yakho. Buyekeza isitoko ngokuzenzakalelayo lapho uthengisa noma uthenga. Thola izexwayiso zesitoko esiphansi. Sebenzisa izinto zesitoko ngenkathi wenza izikweletu.

💰 Imalimboleko - Thola imalimboleko yebhizinisi ukuze ukhulise ibhizinisi lakho. Thola izikweletu zebhizinisi ezingenamaphepha ezingu-100% ezinamanani enzalo aphansi futhi imali ebolekiwe efika ku-INR 1,00,000, Buyisela Ngezitolimende Zansuku zonke Ezilula (EDI) phakathi nezinyanga ezingu-3-14. Imali yokucubungula ephansi engu-2%.

Ibanga le-APR - 18%-24%
Isibonelo: Ngenani Lemalimboleko = ₹100,000 Isikhathi sokuhlala ~ izinyanga eziyi-13.5 kanye Nezinga Lenzalo ~ 19.11% ngonyaka, ingxenye yenzalo izoba ₹21500 (100,000*13.5/12*19.11%). Inani lokubuyisela elifaka inzalo lizoba ngu- ₹121,500, okuhumushela ku-EDI ka- ₹300. Imali yokucubungula ngu-2.36% (okuhlanganisa ne-GST). Izindleko zokucubungula zizoba ngu- ₹2360. Inani Elikhishiwe = ₹100,000 - ₹2360 = ₹97,640

Ozakwethu Ababolekisayo (i-NBFC egunyazwe yi-RBI):
I-Fintree Finance Pvt. Ltd. (https://fintreefinance.com)
I-Hindon Mercantile Ltd. (https://mufinfinance.com)
I-Vivriti Capital Ltd. (https://www.vivriticapital.com/digitalLending.html)
I-Apollo Finvest (https://www.apollofinvest.com/list-of-lending-service-providers)
I-Transactree Technologies Pvt. Ltd. (https://www.lendbox.in/channel-partner-investor)

🔒Ukuphepha Kwedatha - Ungalokothi ukhathazeke ngokulahlekelwa idatha yakho. Idatha yakho yenzelwe ikhophi yasenqolobaneni ngokuvikelekile emafini ngesikhathi sangempela. Usengakwazi ukufinyelela idatha yakho noma ulahlekelwa yiselula yakho.

🔒 Ubumfihlo - Sithatha ubumfihlo bakho njengento ebaluleke kakhulu. Asabelani ngedatha yakho nanoma ubani.

📡 Ukusetshenziswa okungaxhunyiwe ku-inthanethi - i-OkCredit isebenza ngisho noma ungaxhunyiwe ku-inthanethi. Ungasebenzisa i-OkCredit ngisho nasezindaweni ezikude ezinoxhumo olubi lwe-inthanethi.

📞 24/7 Ukwesekwa Kwamakhasimende - Thintana nathi ku-WhatsApp kokuthi [phone] noma nge-imeyili [e-mail]