Finnable: Loan & Credit Score

FINNABLE TECHNOLOGIES PRIVATE LIMITED

About this app

Finnable: Your Go-To App for Instant Personal Loans & Free Credit Score

Instant Personal Loan: money in your account in just 60 minutes

Free Credit Score: check your credit score for free

Finnable is your trusted financial companion! We are one of India's rapidly growing financial wellness apps, dedicated to making money simple and accessible for salaried professionals across 170+ cities. Get quick loan in India directly to your bank account.

Why Finnable is Your Smart Choice:

• Instant Personal Loans: Need funds fast? Get a "Loan in 60-minutes"! We offer high loan amounts from ₹25,000 to ₹10,00,000. Enjoy low EMIs, for example, around ₹3,000 EMI per ₹1 lakh loan.


• Loan Interest Rates: Competitive rates from 15% to 30.99% per annum (reducing balance).


• Flexible Loan Tenure: Choose from 6 months to 60 months.


• Annual Percentage Rate (APR): Ranges from 0% to 36%


• 100% Digital Process: Apply personal loan anytime, anywhere. No physical documents needed.


• Flexible EMI Options: Select an EMI plan that suits your budget.


• No Hidden Fees: We believe in complete transparency.

Get Personal Loan in 4 Easy Steps:

• Install the Finnable app.


• Sign up & check your loan eligibility.


• Choose your loan amount & tenure.


• Complete KYC & receive funds in a few hours.

Apply now for your first loan

Free Credit Score:
Check your credit score for FREE.
"Track & Improve Your Credit Score." Over 15,00,000 people have already checked their score on Finnable!

Benefits of Checking Your Credit Score with Finnable:

• Check your CIBIL credit score anytime, anywhere with detailed credit report


• Track changes in your credit score regularly


• Know the key factors impacting your credit score

Check your free CIBIL score today

Personal Loan Eligibility:

You are eligible for instant personal loan if you are an Indian resident, employed full-time, with a monthly salary of ₹15,000 or more deposited directly into your bank account.

Personal Loan Example:

• Loan Amount: ₹1,00,000


• Interest Rate: 16% p.a. (reducing)


• Loan Tenure: 12 months


• Processing Fee: 3% + GST (₹3,000 + ₹540)


• Total Personal Loan Amount (including fees): ₹1,03,540


• Amount Disbursed: ₹1,00,000


• Monthly EMI: ₹9,394


• Total Interest Payable: ₹9,191


• APR: 21.97%


• Total Repayment Amount: ₹1,12,731

Responsible Lending Practices:
Your financial security is important. Finnable partners with leading RBI-regulated NBFCs & Banks:

• Finnable Credit Private Limited (https://www.finnable.credit)


• Northern Arc Capital Limited (https://www.northernarc.com)


• Utkarsh Small Finance Bank Limited (https://www.utkarsh.bank)


• TVS Credit Services Limited (https://www.tvscredit.com)


• Piramal Capital & Housing Finance Limited (https://www.piramalfinance.com)

Your Data Security & Privacy:
We prioritize your data safety. We don’t share your information with third parties without your consent.

App Permissions:

We only ask for necessary permissions (SMS, camera, device ID) to secure your loan and complete KYC.

Trusted by Millions for Simple & Secure Finances:
2,56,000+ Indians have taken a Finnable loan. Rated 4.2/5 stars by our customers for service. Happy customers in 170+ cities. 75,000+ customers have become debt-free with Finnable's help.

Download Finnable today!

Questions? Email us: [e-mail]

Ratings and reviews

I had a very bad experience with Finnable. Initially, they offer an attractive interest rate, but later, hidden charges start appearing. They don’t provide clear information while taking the loan, and when the time comes, they apply various extra fees for different reasons. Closing the loan is even more frustrating – "You can only close it on this date, not before; if you miss it, it will be processed next month" – they impose such conditions.

once of worst app i can tell to pre close also they asking to make the payment with interest ,rate of interest of very huge The charges never seem to end, and they keep adding extra fees. Whenever you actually need help, they don't answer calls or provide proper support. Their customer service is extremely poor and unprofessional. Instead of helping customers, they make the whole process more stressful. I would not recommend this company to anyone.

Please do not take a loan from this company without carefully checking the interest calculation and charges. The interest rate is very high. When I spoke with their agent, I was told that the loan would be processed at 14% reducing interest. However, after reviewing the loan details and doing my own calculations, I found that they had applied a 16% flat interest rate along with several additional charges.