Bank Jago/Jago Syariah

PT Bank Jago, Tbk

About this app

With Jago/Jago Syariah digital bank you can transact, and manage money more easily & safely, straight from the app.

What are the many benefits of using the Bank Jago app?
- Create up to 60 bank accounts to manage your multiple financial needs, all in one app, free of monthly admin fee
- Bank anywhere & anytime from app, with 24/7 help from our customer support team
- Free GoPay top-up fee
- Free bank transfers (up to 150x!) & ATM withdrawals (up to 10x!)
- Super fast & cheap transfers with BI-FAST
- Seamless transactions with QRIS Jago - choose the Pocket as source of fund and manage expenses
- Withdraw cash anywhere & shop online with your Jago Visa/GPN Debit Card
- Pay bills, top up your phone, digital subscription (HubSpot, Adobe Express, Notion, Skillshare) & even donate to charity, all in one app
- Save for the future with Jago Deposits – withdraw anytime, no penalties, competitive interest rates.
- Tons of promos for new & loyal users.
- Connect with Bibit, GoPay, Stockbit & BFI Finance to make investing & spending a breeze.

Manage your funding needs more flexibly with the Loan feature in the Jago app. Choose the option that best fits your needs from Dana Cepat, Dana Siaga, and Rapor Kredit.

Dana Cepat (Quick Funds)
A loan you set up to match your needs.

Limit up to 100 million.
Standby limit — withdraw whenever you need it.
Flexible tenor from 1 to 24 months.
Disbursed in full, no deductions.
Pay off early with no extra fees.

Loan Simulation
Borrow Rp10,000,000 at 1.39% flat interest per month:

4-month tenor → installment approximately Rp2,639,000/month
7-month tenor → installment approximately Rp1,567,571/month
10-month tenor → installment approximately Rp1,139,000/month
17-month tenor → installment approximately Rp727,235/month
Freely adjust your installments to fit your needs.

Dana Siaga (Standby Funds)
An extra pocket for transactions, with payments you can turn into installments.

Use the Dana Siaga Pocket for transactions via QRIS Jago or Kartu Jago.
Transact throughout the month using Dana Siaga.
Total monthly transactions can be converted into installments based on the tenor you choose.
Pay off early with no extra fees.
Transact right away, convert to installments at the end of the month.

Rapor Kredit (Credit Report)
Know your credit standing in one place.
Through Rapor Kredit in the Jago app, you can more easily view your credit information and understand your credit condition to make smarter financial decisions.

View your total loans.
Check your list of active loans.
Know your credit collectibility status.
Information based on OJK SLIK data.

Limits, interest rates, tenors, installments, and feature availability may vary by user according to the offers available in the Jago app. The installment simulation is for illustration purposes only.

Save money on transfers with BI-FAST
With BI-FAST, you can send money in real-time, safely, efficiently & affordably to other banks such as BCA, Mandiri / Livin’ by Mandiri, BNI, BRI / Brimo BRI, Bank Syariah Indonesia BSI, Bank Neo Commerce, Seabank, BRI Agro / Raya - Bank Digital, BTPN Jenius, CIMB Niaga, ANZ, Bank Amar, Bank Allo, Bank Artha Graha, Bank Banten, Bank Bengkulu, Bank KB Bukopin, Bank Bumi Arta & more.

PT Bank Jago Tbk is licensed and supervised by the Financial Service Authority (OJK), Bank Indonesia, and is also a member of the LPS deposit insurance program. Jago Syariah abides by the rulings of the DSN MUI & is monitored by the Sharia Supervisory Board, offering a trusted option for managing finances according to Islamic guidelines.

PT Bank Jago Tbk
Menara SMBC Lt. 46
Jl. Dr. Ide Anak Agung Gde Agung Kav.5.5–5.6
Jakarta Selatan
E-mail: [e-mail]
Customer service: 1500 746 / 021 30000746

Ratings and reviews

Best digital bank so far, moreover integrated with gopay. It's so convenient, keep your free transfer feature available. suggest to have credit card.

5 stars deserved. Pockets for funds categories, integration with Bibit, Stockbit, Gopay, Gold and many more. need to see more of this coming to the app.

QR Scanner doesn't work it says MLKITCONTEXT has not been initialized. Please fix immediately. Thanks.

What’s new

Hi Jagoan,
No major changes in this version the app, we just bashed a bunch of bugs to make sure you have a pleasant experience with Jago. Update your app to make sure that all will run well :)