Moneco

3.8
1.49K reviews
100K+
Downloads
Content rating
PEGI 3
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About this app

With Moneco, open an international bank account in just a few minutes.

Create your account in 5 minutes and start sending or receiving money in EUR and USD securely.
Access an international bank account in minutes.

Open an international bank account in the US and EU from your phone, with just your passport.

No borders for your money
By opening an account with Moneco, you get access to hassle-free international banking services.

WHY CHOOSE MONECO?
- Accounts in EUR and USD
- Receive international payments easily.
- Send money to your customers or loved ones.
- Make international payments with a virtual dollar card.
- More financial freedom: higher reception and transfer limits.
- Multilingual support

Translated with DeepL.com (free version)
Updated on
Dec 3, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
1.48K reviews
imm germ
September 22, 2025
The fees are too high and not transparent. You charge $1 to receive, $1 to send, plus around 4% hidden fees in the exchange rate. For example, if I receive 100 EUR and then send it again, the final amount delivered is only about 94.5 EUR. This means I lose around 5.5 EUR (≈5.5%) in just one round transaction. It would be much fairer if the fixed fees and exchange margin were shown clearly upfront.
24 people found this review helpful
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Moneco
September 26, 2025
Hello Germ We understand your frustration. Exchange rate fees are set by our partners and can change over time depending on market conditions. Moneco works best for receiving money and spending it with the card, but “round transactions” may result in higher costs. We’re working with our partners to try and offer better rates.
OMAR Fissah
November 23, 2025
I do not recommend creating an account. It does not support the US dollar currency, and at the beginning it claims that creating the account is free, but you will not even complete filling in your information; it will ask you to pay $4.
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Ammar AbdelWahhab
November 25, 2025
NOT A BANK BUT A BUNCH OF SCAMMERS you will lose your money. Support team is so bad, if i could rate this with 0 star i would've done it. No usd ach account as they say, but only euro iban, when you receive money to iban they convert it to usd automatically under their conversion rate and when you transfer to euro account it will be converted from that usd balance under their rate, no separated euro balance. they deduct 1$ on every transfer and benefits from converting under their "marker rate"
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What’s new

Amélioration de l’expérience utilisateur