Tonik: Online Loans & Savings
1M+
Downloads
PEGI 3
info
About this app
Tonik is the Philippines' first neobank, proudly holding a digital bank license from the Bangko Sentral ng Pilipinas. At Tonik, we offer high-interest savings, round-the-clock customer care, and innovative services crafted to streamline your credit-building journey.
Innovative. Passionate. Customer-first. That's Tonik.
We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead of your financial goals – that includes the Tonik Credit Builder!
TONIK CREDIT BUILDER
The Tonik Credit Builder is your partner in navigating your financial journey. Using your Tonik Account, you can start building the foundation of a strong credit history in just a few taps.
By making timely payments, consistent savings, and daily transactions, you’ll unlock financial opportunities once beyond your reach. This will pave the way for you to live your best life - your financial ever after.
Take the first step with the Tonik Credit Builder today, and let's make credit history together!
TONIK CREDIT BUILDER FEATURES:
• Fast approval and real-time disbursement to your Tonik Account
• No credit history and no collateral needed
• Minimal documents required - only 1 valid ID and a Tonik Account required
• Flexible payment date - your preferred salary payout date
• Monthly add-on interest rates as low as 4.84%
• 6, 9, and 12 months installment
• 100% digital - all loan info can be seen on the Tonik App
• Cash out the full loan amount real-time
• One bank account for application and cash disbursement
• No pre-termination or early payment fees
• With convenient and various repayment options
Annual Percentage Rate (APR) is 95%
Tonik is a digital bank licensed and regulated by the Bangko Sentral ng Pilipinas and is a member of PDIC.
Innovative. Passionate. Customer-first. That's Tonik.
We're a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We're a neobank that's there for you 24/7 with services that'll help you get ahead of your financial goals – that includes the Tonik Credit Builder!
TONIK CREDIT BUILDER
The Tonik Credit Builder is your partner in navigating your financial journey. Using your Tonik Account, you can start building the foundation of a strong credit history in just a few taps.
By making timely payments, consistent savings, and daily transactions, you’ll unlock financial opportunities once beyond your reach. This will pave the way for you to live your best life - your financial ever after.
Take the first step with the Tonik Credit Builder today, and let's make credit history together!
TONIK CREDIT BUILDER FEATURES:
• Fast approval and real-time disbursement to your Tonik Account
• No credit history and no collateral needed
• Minimal documents required - only 1 valid ID and a Tonik Account required
• Flexible payment date - your preferred salary payout date
• Monthly add-on interest rates as low as 4.84%
• 6, 9, and 12 months installment
• 100% digital - all loan info can be seen on the Tonik App
• Cash out the full loan amount real-time
• One bank account for application and cash disbursement
• No pre-termination or early payment fees
• With convenient and various repayment options
Annual Percentage Rate (APR) is 95%
Tonik is a digital bank licensed and regulated by the Bangko Sentral ng Pilipinas and is a member of PDIC.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
The Life of a Tonik App, now starring:
-Enhanced face verification (keep it a 100 on the land)
-Improved handling on PhilSys ID verification (ain’t gotta knock on wood)
-Updated transaction details and fees (we’ll be your father figure)
-Special cash loan offers, just for you (and your wi$h li$t)
And baby, that’s Tonik digibank for you!
-Enhanced face verification (keep it a 100 on the land)
-Improved handling on PhilSys ID verification (ain’t gotta knock on wood)
-Updated transaction details and fees (we’ll be your father figure)
-Special cash loan offers, just for you (and your wi$h li$t)
And baby, that’s Tonik digibank for you!
App support
phone
Phone number
+63253222645
About the developer
Tonik Digital Bank Inc.
appsupport@tonikbank.com
Meralco Avenue, Barangay Oranbo Unit 605B, 6th Floor
Pasig
1605
Philippines
+63 917 513 4145
