Branch- Personal Cash Loan App

Branch International Financial Services Limited

About this app

Instant Personal Loans range from ₹500 to ₹200,000. Experience the ease of accessing instant credit within minutes. Say goodbye to tedious paperwork and physical documentation – our 100% online system ensures a hassle-free experience.

Tenure: 90 days to 12 months. Interest rates range from 2% - 4% depending on the risk profile of the customer.

Instant Personal loan Example:

🔅 Loan Amount: Rs.20,000
🔅 Tenure: 3 Months
🔅 APR: 72.7%
🔅 Equivalent Monthly Interest Rate: 2.5%
🔅 Processing Fee: Rs.899
🔅 GST: Rs.161
🔅 Interest: Rs.1510
🔅 EMI: Rs.7,170
🔅 Amount disbursed: Rs.18,940 (Rs.20,000-Rs.899-Rs.161)
🔅 Total repayment amount: Rs 21,510

Some customers may be charged a late fee.

Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal loan app is operated by Branch International Financial Services Pvt Ltd. which is an RBI-registered NBFC*.
(*1. Reserve Bank of lndia neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of any liability by the company.
2. Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank of lndia and by issuing a Certificate of Registration to the company, the Reserve Bank of lndia, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.)

Branch adheres to regulations as mandated by the RBI for NBFCs, ensuring maximum security for our users. This establishes us as a trusted cash loan app in India, valued by many.

Terms: Depending on your personal loan amount for which you are eligible, you have the option to choose repayment terms for up to 12 months Every loan amount we offer has the option to repay in a minimum of 90 days.

The amount borrowed via the Branch personal loan app would be directly deposited into your verified bank account.

KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY

Branch loan app lets you apply for personal loans. It's one of the best-rated loan apps in India. We have millions of happy customers who have taken an instant loan from Branch.

Branch Personal loan app is operated by Branch International financial services Pvt. Ltd. which is an RBI-registered NBFC*.

✅ No paperwork, collateral or office visits needed
✅ Easy access 24/7
✅ Quick and easy signup
✅ Use your money the way you want to -- for home or business
✅ Lower fees, and flexible payment terms as you repay

Questions?
We're the loan app that provides world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch instant personal loan app provides the following type of personal loans like dhani app, navi loan app, and other mobile loan apps in India. We are also an RBI registered NBFC and you can take credit line for:
☑️Medical Loan/Emergency Hospitalisation Loan
☑️Shopping Loan
☑️Home Renovation Loan
☑️Consumer Durable Loan (home appliances)
☑️Education Loan
☑️Vehicle Loan (2/4 wheeler loan)
☑️Travel Loan
☑️Wedding/Marriage Loan
☑️Student Loans

SAFE AND SECURE LOANS

Branch app makes getting an instant personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

CONTACT US

We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [e-mail].

Our Office Address: 01, AWFIS, Space Solutions, 4th Floor,
VIOS Towers, Off Eastern Express Highway, Sewri-Chembur Road,
Mumbai, Maharashtra 400037

Ratings and reviews

They're simply the best I've seen, used, or attempted to use. And trust me... I've tried a lot. Don't want to mention names but whatever other options you're thinking about, Branch beats em all: Low interest rate, flexible/reasonable repayment timing, almost instant loan disbursement/repayment. Plus, unlike the others, I've never received any form of spam calls from the organization asking (almost forcing) me to come borrow again after the bad previous treatments they all gave.

Branch is one of my favorite loan app, the design is great, and also very easy to use. I love the free transfers, in fact that my best feature. The speed the in transactions is very fast. On interest rate, I'd say they are quite pricey, and also increase the rate at which users grow into higher amounts. On bank cards, I believe this is a killer feature/addition, totally love it. Good work guys!

2022:Fast and secure app that has helped me organize my finances. The addition of the savings option is a big move. 2025: The transaction charges are almost 1.5 time those of mpesa making it costly to transact. The option to pay in 30 days was removed hence increasing interest on loans. There is no daily interest option and the app forces you to select either 42 or 60 days repayment which have higher interest.

What’s new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.